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Jason Smith - Site Manager - VP | NMLS # 1030753

Jason Smith

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Site Manager - VP | NMLS # 1030753

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Since beginning my mortgage career in 2007, I have assisted over 2,200 clients in fulfilling their dream of homeownership or improving their financial situation through cash-out or interest rate reduction refinances. I specialize in Cash-Ou... Show More
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Location & Business Hours
Business Hours
Mon
7 AM to 6 PM
Tues
7 AM to 6 PM
Wed
7 AM to 6 PM
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Reviews from Web
  • Encompass
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    William G
    San Diego, CA
    Posted on August 22nd, 2026 08:01 PM
    Jason was great to work with and made the process seamles. I am so happy with the refi and working with his team. Ladera Lending is hands down the best. The only place to go. Cheers to Jason and his team!!!
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    Taylor M W
    Santa Ana, CA
    Posted on August 19th, 2026 05:40 PM
    We had an excellent experience working with this lending team from start to finish. They were professional, responsive, and incredibly easy to work with throughout the entire process. Communication was clear and timely, and we always felt informed...
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  • Encompass
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    Esteban A H
    Corona, CA
    Posted on August 5th, 2026 07:05 PM
    The Great communication through the process was Amazing. The guidance and professionalism made for a Great experience. Thanks Team!
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    Shane P H
    Ontario, CA
    Posted on July 30th, 2026 01:11 AM
    The service was outstanding — my lender and his team were always responsive, clear, and supportive throughout the entire process. They made everything smooth and stress‑free.
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    Noriko Y
    Ontario, CA
    Posted on July 29th, 2026 06:46 PM
    Whenever we asked them questions, we received immediate responses; their explanations were clear and easy to understand, and they helped us out a great deal whenever we ran into trouble.
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    Diana M B
    Hulett, WY
    Posted on July 27th, 2026 11:50 PM
    Jason is excellent, I had some issues on my end that made the process longer but we got through it. 2nd loan Jason has done for me , I like him more than my old lender of 10 years...
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    Allyson J E
    Martinez, CA
    Posted on June 26th, 2026 06:38 PM
    Jason's excellent communication to myself and escrow - and going over and beyond by also communicating with both real estate agents. He resolved issues expeditiously and professionally . He is fantastic and I am a loyal life long customer!
    read more
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    Todd C
    Sparks, NV
    Posted on June 12th, 2026 06:58 PM
    Communication was good phone calls returned in timely manner
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    Christopher C
    Bedminster, NJ
    Posted on June 5th, 2026 01:34 PM
    Jason was great
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    Michelle K
    Austin, TX
    Posted on May 26th, 2026 11:01 AM
    Jason was so patient and easy to work with . He anawered answered all of my questions and quickly established trust and confidence with ne me .
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    About
    Since beginning my mortgage career in 2007, I have assisted over 2,200 clients in fulfilling their dream of homeownership or improving their financial situation through cash-out or interest rate reduction refinances. I specialize in Cash-Out, Rate & Term, and purchase transactions. As an expert in all residential loan types, including Non-Agency (Jumbo), FHA, VA, Conventional, High Balance, HELOCS, HELOANS, DSCR, Streamlines, Non-QM and bank statement loans, my goal is to provide you with the lowest interest rates in the market, combined with world-class service, with the hope of keeping you as a client for life.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Bridge Loans
    Adjustable Rate Mortgages
    Specialities
    Conventional Loans
    Jumbo Loans
    HELOCS & HELOANS
    Non-QM & DSCR Loans
    Purchase, Rate and Term, and Cash Out Loans
    FHA & VA Loans
    FHA Streamlines and IRRRLS
    Bank Statement Loans
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    Positions
    • Ladera Lending - Sales Manager - VP
      Jun 1st, 2018 - Current
    • Ladera Lending - Loan Officer
      Jun 1st, 2018 - Current
    Addresses and Serving Areas

    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 1030753
    • California
    • Arizona
    • View All
    Gallery
    Jason Smith - Gallery Photo
    Videos
    video
    Additional Information
    Payment Methods
    • Credit Card
    Disclaimer
    You won't be disappointed.