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Jason Smith - Site Manager - VP | NMLS # 1030753

Jason Smith

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Site Manager - VP | NMLS # 1030753

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Since beginning my mortgage career in 2007, I have assisted over 2,200 clients in fulfilling their dream of homeownership or improving their financial situation through cash-out or interest rate reduction refinances. I specialize in Cash-Ou... Show More
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Location & Business Hours
Business Hours
Fri
7 AM to 6 PM
Sat
8 AM to 12 PM
Sun
closed
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Overall Ratings
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5 Star
96%
4 Star
4%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    A
    Alexander M
    Placentia, CA
    Posted on October 21st, 2026 08:16 PM
    Jason is highly professional, communicative, and clearly knowledgeable and skilled in his craft.
  • Encompass
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    Jin Y L
    Los Angeles, CA
    Posted on October 21st, 2026 04:11 PM
    Jason was very paitient knowledgable and great at following up on everythng. My loan was difficult but Jason helped get it done.
  • Encompass
    E
    Elizabeth M A
    Long Beach, CA
    Posted on October 20th, 2026 08:48 PM
    Jason, Hali, and Brittany were great to work with. They were patient, helpful, and kept me informed throughout a process that can feel overwhelming. I especially appreciate that Jason will continue looking for ways to lower my rate even after...
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  • Encompass
    R
    Rodney S
    Little River, SC
    Posted on October 14th, 2026 01:47 PM
    Very knowledgeable and provides great insight when defining best loan and lender for your needs and timing. Extremely efficient with managing underwriting requirements and client's next steps. Highly recommend.
  • Encompass
    A
    Adriana N
    MANHATTAN BEACH, CA
    Posted on October 12th, 2026 05:48 PM
    Jason is great at communicating and informed with helping me with the correct loans I needed.
  • Encompass
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    Matthew H M
    Salinas, CA
    Posted on October 11th, 2026 12:03 PM
    Jason Smith and his team were great with communication.
  • Encompass
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    Margaret F W
    Fullerton, CA
    Posted on October 8th, 2026 12:15 PM
    Ladera's Communication w the other professionals for the transaction seemed Seamless
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    Leann R M
    Salinas, CA
    Posted on October 6th, 2026 09:55 PM
    I really appreciated Jason being available via phone or text to answer all my questions and concerns promptly!!!
  • Encompass
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    Sandy S C
    Newbury Park, CA
    Posted on September 18th, 2026 06:02 PM
    Working with Jason is so easy and he provides a great service
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    William G
    San Diego, CA
    Posted on August 22nd, 2026 08:01 PM
    Jason was great to work with and made the process seamles. I am so happy with the refi and working with his team. Ladera Lending is hands down the best. The only place to go. Cheers to Jason and his team!!!
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    About
    Since beginning my mortgage career in 2007, I have assisted over 2,200 clients in fulfilling their dream of homeownership or improving their financial situation through cash-out or interest rate reduction refinances. I specialize in Cash-Out, Rate & Term, and purchase transactions. As an expert in all residential loan types, including Non-Agency (Jumbo), FHA, VA, Conventional, High Balance, HELOCS, HELOANS, DSCR, Streamlines, Non-QM and bank statement loans, my goal is to provide you with the lowest interest rates in the market, combined with world-class service, with the hope of keeping you as a client for life.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Bridge Loans
    Adjustable Rate Mortgages
    Specialities
    Conventional Loans
    Jumbo Loans
    HELOCS & HELOANS
    Non-QM & DSCR Loans
    Purchase, Rate and Term, and Cash Out Loans
    FHA & VA Loans
    FHA Streamlines and IRRRLS
    Bank Statement Loans
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    Positions
    • Ladera Lending - Sales Manager - VP
      Jun 1st, 2018 - Current
    • Ladera Lending - Loan Officer
      Jun 1st, 2018 - Current
    Addresses and Serving Areas

    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 1030753
    • California
    • Arizona
    • View All
    Gallery
    Jason Smith - Gallery Photo
    Videos
    video
    Additional Information
    Payment Methods
    • Credit Card
    Disclaimer
    You won't be disappointed.