Home State Bank, Crystal Lake, IL
Crystal Lake, IL
You have arrived at our front door to convenience, opportunity and trust. We greet you with the right products and useful tools capable of fulfilling your unique needs.
Choosing a trusted mortgage lender can help you save money today, and... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
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Being able to communicate with Kyle 24/7. Kyle was very accomodating to my schedule, which can be difficult due to my late work hours. Answered all of my questions and didn't waste my time on questions that I didn't have. Explained the process...
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Reply from Kyle Hauke
March 4th, 2026 09:26 PM
Taylor, I'm glad to know the flexibility in my availability was helpful, especially with your busy schedule. I'm committed to providing clear answers and guidance throughout the process and appreciate your kind words about the experience. Thank...
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It was very easy to reach out and receive answers within minutes. I appreciate that alot. If I had to say one thing that could improve it would be the course I took at the end of the process for the dpp grant, I would make that be the first...
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Reply from Elizabeth Zak - Home State Bank
March 2nd, 2026 03:40 PM
Thanks Eric! I can definitely pass on your feedback to the instructors on the DPP course, but I am glad we were able to get you the grant! :) It was great working with you and I hope you enjoy your new home! I am always available if you have...
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From the time we met Kyle we were so impressed with his professionalism and character in the lending business. He was excellent in communicating and keeping us updated on the loan process. He explained and educated us on all the procedures...
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Reply from Owner
March 2nd, 2026 05:29 PM
Hi Sheila!
Thank you so much and I’m sure you are looking forward to the swimming pool with your family! Best wishes to you and remember I’m always a phone call away
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Crystal Lake- 40 Grant St
Crystal Lake- 40 Grant St has received a review with 5 star rating from Eric L
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Smooth process and always a pleasure to work with Kyle.
Reply from Kyle Geisser
March 10th, 2026 02:37 AM
Todd, I'm glad to hear the process went smoothly and that you enjoy working with me. If you have any more needs or questions in the future, feel free to reach out. I'm here to assist whenever you need it.
Thank you!
Kyle
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Nancy was helpful and on target following up with me keeping the communication and docs completed. I'm so excited remodeling my home.
Thank you all.
Shirley Goldberg
Reply from Nancy Howley
March 31st, 2026 06:43 PM
I'm pleased to hear that the communication and follow-up were helpful for you, Shirley. It's wonderful to know you're excited about your home remodeling project. If you have any further needs or questions, feel free to reach out.
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From the moment we met Kyle we were impressed with his professionalism and character in the lending business. He was easy to communicate with and he consistently kept us up to date on the progression of our loan. Kyle also educated us on all...
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Reply from Kyle Geisser
February 28th, 2026 06:41 PM
Sheila! Thank you so much for the kind words. I hope the weather warms up soon too for your move! Keep in touch. Enjoy your grandbabies❤️
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Communication and freindliness
Reply from Kyle Geisser
February 28th, 2026 06:40 PM
Michael, thank you for highlighting the communication and friendliness you experienced. I'm glad these aspects stood out to you. If there's anything more I can assist with, please let me know! Happy Homeownership!
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Crystal Lake- 40 Grant St
Crystal Lake- 40 Grant St has received a review with 5 star rating from Sheila D
As first time home buyer we were nervous about the process but Elizabeth guided us through they explained all our options clearly and helped us we got a fantastic rates smoothy closing cost we felt supported.Thank you to all the teams to makes...
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Reply from Elizabeth Zak - Home State Bank
February 24th, 2026 03:12 PM
Thank you for the kind review, Jean! Enjoy your new home! :)
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About
You have arrived at our front door to convenience, opportunity and trust. We greet you with the right products and useful tools capable of fulfilling your unique needs.
Choosing a trusted mortgage lender can help you save money today, and in the future. Whether you are looking to build a new home, buy an existing home, or refinance your current mortgage, we are committed to helping you find the right products in order to fulfill your unique mortgage needs. Most importantly, you'll find that our good-natured, hometown mortgage professionals make the difference. We look forward to serving your home financing needs with expertise and professionalism, a cornerstone to our growth and referral success since 1915.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Our Region
Time Zone
Pacific Standard Time (PST)
Disclaimer
HOME STATE BANK NMLS #478452. HOME STATE BANK is an Equal Housing Lender. Credit and collateral are subject to approval. Terms and conditions apply. Rates, terms, programs and their conditions are subject to change without notice and certain programs/services may not be available in all states.