
Golden Empire Mortgage, Inc, Bakersfield, CA
Bakersfield, CA

Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout California, Arizona, Oregon and Washington. Family owned, GEM Mortgage division, offers a wide array of mortgage produ... Show More
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My experience with Greg Cross and his team was exceptional! They always had the answers and responses were quick
Jose luis was always quick to respond.
Reply from Jose Medina
July 10th, 2025 07:43 PM
Hello Jorge, I appreciate your kind words, Thank you for your trust and confidence in our team and for giving us the opportunity to work with you and achieve home ownership.
Cody is So patient and kind. He makes sure he you have a true understanding of the whole process. It was our first time buying a home and we didn't have much guidance from others but Cody ensured us along the way. he's an absolutely gem of...
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Reply from Cody Villanueva
July 13th, 2025 02:25 PM
I'm so glad to hear that your first home-buying experience was a positive one with my guidance. Your words about my patience and kindness truly mean a lot to me, Shanice. I'm delighted I could help you understand each step of the process and...
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explanation of opportunity, pros and cons. Quick response to questions and issues through the process.
Reply from Colleen Stewart
July 13th, 2025 02:23 PM
I'm pleased to hear that you appreciated the detailed explanation and found the pros and cons discussion helpful. I always strive to respond promptly to questions and issues, so it's gratifying to know that made a difference in your experience....
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Communication
Reply from Gregory Cross
July 13th, 2025 01:35 PM
I'm glad to know that communication stood out during your experience, Mark. It was important for me to ensure clarity and transparency throughout your purchase process. Thank you for placing your trust in me and Golden Empire Mortgage, Inc.
Joe was always available, honest, and easy to communicate with. I felt comfortable discussing options with him, and confident in his assessment and recommendations. He made the process easy and smooth, and worked to get a better rate than anyone...
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Reply from Joe Cucchiara
July 13th, 2025 04:00 AM
Thank you, Joseph, for sharing your experience. I'm pleased to hear that you felt comfortable and confident in the process. It's important to me to be accessible and transparent, so I appreciate your acknowledgment. I'm glad I could help secure...
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consistent communication and quick responses. Explained everything very clearly!
Reply from Laura Berg
July 13th, 2025 12:12 AM
I'm glad to hear that you appreciated the consistent communication and quick responses, Kelsea. Ensuring everything is explained clearly is important to me, so I'm delighted it made your experience positive. Thank you for choosing to work with...
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Frank kept us informed throughout the whole loan process. He provided us with the necessary information we needed to make an informed decision when deciding upon a house. Frank's knowledge of his profession is exceptional. He explained how...
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Reply from Frank Salazar
July 13th, 2025 12:06 AM
Thank you, Julie, for sharing your experience. I'm pleased to hear that you felt well-informed and supported throughout your loan process. It's important to me that you're comfortable every step of the way while navigating today’s market. Being...
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Working with Frank Salazar at GEM Mortgage was a great experience! He is very professional, has a lot of knowledge in his profession and is very willing to assist throughout the whole loan process. Mr. Salazar took our calls with any questions...
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Golden Empire Mortgage, Inc has received a review with 5 star rating from Lulu Z
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About
Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout California, Arizona, Oregon and Washington. Family owned, GEM Mortgage division, offers a wide array of mortgage products with a focus on quality, compliance, and unmatched customer service. In 2016, the company is on track to fund in excess of $2 billion in mortgages and for each of the past four years has been recognized as one of the Top Mortgage Bankers in America and 50 Best Companies to work for by Mortgage Executive Magazine. Golden Empire Mortgage was founded in 1987 and is based in Bakersfield, California. For more information, visit www.gemcorp.com.
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Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Our Branch
Time Zone
Pacific Standard Time (PST)