Michelle Ota
Sr. Loan Consultant | NMLS # 209630
Hi! I am Michelle Ota! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!
With Golden Empire Mortgage you're ...... Show More
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Reviews from Web
I am so grateful for all the work Michelle did on our loan - she made it happen !!
Reply from Michelle Ota
May 22nd, 2026 08:20 PM
Thank you for your positive review. I'm pleased to hear that we could assist in making your loan process successful, Tressa. Thank you for trusting me and my team with your loan. We are here for you..
I had an amazing experience with Michelle Ota and Sarah Bomar. Michelle was very supportive and helpful with the whole purchase of our first home. She was very patient and always wanted the best for us her clients. It is my pleasure to recommend...
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Reply from Owner
May 22nd, 2026 08:23 PM
I am truly so happy to be part of you and your family's journey in buying your first home purchase. As mentioned, you and Kelyn never gave up and kept positive after all these years. You did it!! And you found the perfect home! Thank you for...
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They were very nice and had great communication.
Reply from Michelle Ota
May 18th, 2026 10:37 PM
I'm pleased to hear that you found my communication and approach nice, Selene. Thank you for taking the time to share your experience with me. I am so happy that after such a long time on your home buying search you found an amazing home. If...
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Very nice and knowledgeable
Reply from Michelle Ota
May 18th, 2026 07:16 PM
I'm happy to hear that you found my assistance both nice and knowledgeable, Kelyn. Thank you for your kind words and for choosing to work with me at Golden Empire Mortgage, Inc. If you have any more questions or need further assistance, feel...
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Michelle Ota has received a review with 5 star rating from Julien T
Reply from Owner
May 18th, 2026 10:38 PM
Thank you, Julien, for your 5-star rating. We are very happy for you and your family buying your new home. We are here if you need any assistance in the future.
A lot of information was provided, it was clear. Michelle took the time to understand our project and gave a lotnof advice.
Reply from Michelle Ota
May 14th, 2026 02:28 PM
I'm glad to hear that the information I provided was clear and helpful for your project, Julien. Taking the time to understand your needs and offer valuable advice is always my goal. Thank you for sharing your experience with me.
As a first-time homebuyer, I had a great experience working with Michelle and her team. She was professional and stayed in touch throughout the entire process, which made everything feel smooth and stress-free.A special thank you to her assistant,...
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Reply from Michelle Ota
May 18th, 2026 10:40 PM
I'm pleased to hear that your first-time homebuying experience was smooth and stress-free, Goshid. It's great to know that both Sarah and I were able to support you effectively throughout the process. Your recommendation means a lot, and I'm...
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This is my second loan with Michelle and I can't imagine working with anyone else. She makes the process so easy and she truly is an expert in the field. She makes a normally impersonal process feel personal in the best of ways. Thanks to Michelle...
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Reply from Michelle Ota
May 5th, 2026 07:45 PM
I'm really pleased to hear that you felt well taken care of during your second loan process, Ronnie. It's important to me to make the experience as personal and smooth as possible. Thank you for your continued trust in my expertise and for...
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Michelle Ota has received a review with 5 star rating from Sharon C
Reply from Owner
May 22nd, 2026 08:24 PM
Thank you Sharon. It was a pleasure helping you both buy your next home. I am so happy for you and Ronnie. We are hear to answer any questions.
This was our second time working with Michelle, and she was 10/10 with communication, making sure we got the best rate possible, and ensuring that we close on time and as quickly as possible. We are so grateful that she is so on top of everything!...
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Reply from Michelle Ota
May 5th, 2026 09:11 PM
I'm grateful for your kind words, Sharon. It's great to know that my communication and attention to detail made a positive impact on your experience. Thank you for trusting me again with such an important process. If you ever need further assistance,...
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About
Hi! I am Michelle Ota! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!
With Golden Empire Mortgage you're in good hands and can have the peace of mind knowing we offer a wide variety of loan programs and most current rates available, together with the assistance of a seasoned customer support team.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Search Rank ScoreLearn More →
274
/850
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Positions
- Golden Empire Mortgage - Branch Manager Mar 1st, 2016 - Current
Year Started
1990
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 209630
- California