Michelle Ota
Sr. Loan Consultant | NMLS # 209630
Hi! I am Michelle Ota! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!
With Golden Empire Mortgage you're ... Show More
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communication was great and Sarah is super helpful . Thank you for doing all the extra miles for me Michelle and Sarah!
Reply from Michelle Ota
September 7th, 2026 09:21 PM
Elke, I'm grateful for your kind words about the communication and the extra effort Sarah and I put in to assist you. It was wonderful to be part of your home-buying journey with Golden Empire Mortgage, Inc.
Michelle is the best of the best in every way! A miracle worker actually. Appreciate her so much.
I have not heard from you or ur assistant. Is this normal? I don’t think so. Not good for clients trying to be a home buyer at all., I don’t feel like there is no consistency or connection. Even after paying for a credit check. This whole process...
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Michelle Ota has received a review with 5 star rating from Judy D
From my initial contact with general questions about mortgage lending and home buying programs to the final funding of my loan, Michelle Ota and her team were exceptional. Michelle used her expert experience and knowledge to clarify and guide...
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Reply from Michelle Ota
July 27th, 2026 01:44 PM
Judy, I'm so pleased to hear that you found the process seamless and the customer service genuine. It was my goal to ensure you felt guided and comfortable throughout your home loan journey. Thank you for sharing such kind words about your...
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I am so grateful for all the work Michelle did on our loan - she made it happen !!
Reply from Michelle Ota
May 22nd, 2026 08:20 PM
Thank you for your positive review. I'm pleased to hear that we could assist in making your loan process successful, Tressa. Thank you for trusting me and my team with your loan. We are here for you..
I had an amazing experience with Michelle Ota and Sarah Bomar. Michelle was very supportive and helpful with the whole purchase of our first home. She was very patient and always wanted the best for us her clients. It is my pleasure to recommend...
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Reply from Owner
May 22nd, 2026 08:23 PM
I am truly so happy to be part of you and your family's journey in buying your first home purchase. As mentioned, you and Kelyn never gave up and kept positive after all these years. You did it!! And you found the perfect home! Thank you for...
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They were very nice and had great communication.
Reply from Michelle Ota
May 18th, 2026 10:37 PM
I'm pleased to hear that you found my communication and approach nice, Selene. Thank you for taking the time to share your experience with me. I am so happy that after such a long time on your home buying search you found an amazing home. If...
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Very nice and knowledgeable
Reply from Michelle Ota
May 18th, 2026 07:16 PM
I'm happy to hear that you found my assistance both nice and knowledgeable, Kelyn. Thank you for your kind words and for choosing to work with me at Golden Empire Mortgage, Inc. If you have any more questions or need further assistance, feel...
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Michelle Ota has received a review with 5 star rating from Julien T
Reply from Owner
May 18th, 2026 10:38 PM
Thank you, Julien, for your 5-star rating. We are very happy for you and your family buying your new home. We are here if you need any assistance in the future.
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About
Hi! I am Michelle Ota! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!
With Golden Empire Mortgage you're in good hands and can have the peace of mind knowing we offer a wide variety of loan programs and most current rates available, together with the assistance of a seasoned customer support team.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Positions
- Golden Empire Mortgage - Branch Manager Mar 1st, 2016 - Current
Year Started
1990
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 209630
- California