
Golden Empire Mortgage, Inc, Bakersfield, CA
Bakersfield, CA

Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout California, Arizona, Oregon and Washington. Family owned, GEM Mortgage division, offers a wide array of mortgage produ... Show More
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With one phone call and one in-person meeting, Cody definitely listened with an open ear. My husband and I were first-time home buyers. We knew absolutely nothing about the financial process of home ownership. Cody was kind and patient while...
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Reply from Cody Villanueva
December 12th, 2025 03:02 PM
It's great to hear that I could make your home-buying journey less stressful, Melody. Helping first-time home buyers like you and your husband understand the financial aspects is something I take seriously. I'm pleased to know that my guidance...
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they wanted to help me with all the paper work they did a great job for me
Reply from Harold Greenberg
December 12th, 2025 07:18 PM
I appreciate your feedback, Jeff. It's good to know that you felt supported with the paperwork process. My goal is always to ensure everything goes smoothly for you. If you have any more questions or need further assistance, feel free to reach...
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Lori was helpful and very knowledgeable all the way through. Plus we love her personality.
Reply from Lori Printy
December 11th, 2025 08:11 PM
I'm really pleased to hear that you found my assistance helpful and knowledgeable throughout your refinancing journey, Jennifer. I'm glad my personality added a positive touch to the process. It was a pleasure working with you. If you have...
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Armando Novelo has received a review with 5 star rating from Chris T
Reply from Owner
December 8th, 2025 07:17 PM
Thank you for your fantastic review, Chris! We're thrilled to hear you had a great experience. Your support means a lot to us, and we look forward to serving you again soon!
Cody is great at communicating with us. He responds in a timely fashion and is super informed about our loan close. We really appreciate all of the help he gave us through the process.
Reply from Cody Villanueva
December 11th, 2025 06:29 PM
I appreciate your kind words, Christopher. It's important to me that communication is clear and timely, so I'm glad to know that resonated with you through the process. Assisting you throughout the loan close was my pleasure, and if there's...
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Very honest and straightforward and very helpful doesn't beat around the bush just to get your business and very professional thank you Jorge I highly appreciate you..
Reply from Jorge Merlos
December 11th, 2025 05:46 PM
I’m grateful for your kind words, Tony. Being honest and straightforward is essential to ensuring a transparent experience. I'm glad you found my approach helpful and professional. If there's anything more I can do for you in the future, please...
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Easy processes
Reply from Eddy Lomeli
December 11th, 2025 05:03 PM
I'm pleased that you found the processes easy. Providing a smooth and efficient experience is always my aim. If there's anything more I can help with, feel free to reach out. Thank you for your review.
As a first time buyer, I truly appreciated her support throughout the entire process. She explained everything in a way that was easy to understand and was patient with all my questions. She made the experience much easier for me and always...
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Reply from Mery De La Rosa
December 11th, 2025 03:43 PM
I'm glad to hear that my guidance was helpful for you, Pedro. Assisting first-time buyers is something I take seriously, and I'm pleased my explanations and patience made the process easier for you. If you have any more questions in the future...
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You kept me appriseev step along the way, and what to expect. Thank you!
Reply from Silverio Garcia
December 11th, 2025 03:20 PM
I appreciate your feedback and am glad to know that keeping you informed throughout the process was helpful. It’s important to me that you feel supported and aware during each step. Thank you for choosing Silver Mortgage Group for your refinancing...
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Melissa was incredible to work with! I had limited knowledge about the lending process when I applied for a home loan in the fall of 2025. Melissa's expertise, guidance, and genuine kindness allowed me to feel optimistic and confident about,...
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Reply from Melissa Sparks
December 10th, 2025 05:25 PM
Tonya, I'm pleased to know that my expertise and guidance helped make your home loan journey a positive experience. It's fulfilling to hear that you felt supported and informed throughout the process. I always strive to address each challenge...
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About
Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout California, Arizona, Oregon and Washington. Family owned, GEM Mortgage division, offers a wide array of mortgage products with a focus on quality, compliance, and unmatched customer service. In 2016, the company is on track to fund in excess of $2 billion in mortgages and for each of the past four years has been recognized as one of the Top Mortgage Bankers in America and 50 Best Companies to work for by Mortgage Executive Magazine. Golden Empire Mortgage was founded in 1987 and is based in Bakersfield, California. For more information, visit www.gemcorp.com.
Click GEM Mortgage Branches to view branch locations.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Our Branch
Time Zone
Pacific Standard Time (PST)