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"Golden Empire Mortgage, Inc. (""GEM"") [NMLS ID No. 2427] is a California corporation whose principal business office is located at 1200 Discovery Drive, Ste. 300, Bakersfield, California 93309. GEM is a residential mortgage lender and servicer licensed by the Department of Business Oversight pursuant to the California Residential Mortgage Lending Act under license no. 413-0360. GEM conducts residential mortgage lending activities in the following additional states as follows: Arizona: GEM conducts business in the state of Arizona as Golden Empire Mortgage, Inc. under Mortgage Bankers license no. 0906440 issued by the Arizona Department of Financial Institutions. Colorado: GEM conducts business in the state of Colorado pursuant to a Mortgage Company Registration issued by the Colorado Division of Real Estate. Oregon: GEM conducts business in the state of Oregon under Mortgage Lending License no. ML-2891 issued by the Division of Finance and Corporate Securities, Department of Consumer and Business Services. Texas: GEM conducts business in the state of Texas as GEM Mortgage, Inc. pursuant to a Mortgage Bankers Registration issued by the Texas Department of Savings and Mortgage Lending. Notice to Texas Loan Applicants Washington: GEM conducts business in the state of Washington under Consumer Loan Company License no. CL-2427 issued by the Washington Division of Consumer Services, Department of Financial Institutions."
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3.16
SFTP
C
Christopher K
La Mesa, CA
Posted on February 21st, 2024 06:18 PM
We tried to close early but it was missed that our home insurance wouldn't start until the previous close date. This was missed until the night before therefore could not be adjusted before a weekend and holiday. I think it's partially us the...
read more
5.0
SFTP
M
Mercy L
Carlsbad, CA
Posted on February 6th, 2024 04:38 PM
Milo is stellar at his job! He’s professional, knowledgeable and extremely patient. He takes the time to explain and answer any questions or procedures processes. He’s a genuine person and grateful he’s on your team. This one is a keeper!!
5.0
SFTP
N
Nora E
San Diego, CA
Posted on January 4th, 2024 08:07 PM
Milo is an amazing person
5.0
SFTP
A
Adam S
San Diego, CA
Posted on December 7th, 2023 11:51 PM
nothing to add!
5.0
SFTP
O
Onofre J G
San Marcos, CA
Posted on October 28th, 2023 01:17 PM
Milo answers the phone or calls you back asap
5.0
SFTP
D
Diane S
San Diego, CA
Posted on September 27th, 2023 03:27 PM
Great communication and got the job done!
5.0
SFTP
G
George M
San Marcos, CA
Posted on September 8th, 2023 06:14 PM
Clear communication and quick responses!
5.0
SFTP
A
Alireza S
San Diego, CA
Posted on August 21st, 2023 03:09 PM
Fast response and good transparency made it easier for me to plan the next steps and work efficiently
4.16
SFTP
A
Albert H
San Diego, CA
Posted on July 27th, 2023 02:40 PM
Clear and timely instructions
5.0
SFTP
C
Colleen C
San Diego, CA
Posted on July 6th, 2023 03:30 AM
Milo communicated well, advised of every step, everything was fast and very easy. Deffinatly would use them again.

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