Andrea Armas
Mortgage Loan Advisor | NMLS #2556326
California State University, Fresno
In today's real estate industry, sound advice is hard to come by. There is an overemphasis on interest rates, fees, and speed of transactions, often neglecting a thorough understanding of loan programs and strategies. I believe educating pr... Show More
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Andrea and her team were beyond amazing. They made a process that’s very intimidating seem like a breeze. Any hiccups along the way they always had solutions to. I believe I was in the best hands during the home buying process, and even after...
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Reply from Andrea Armas
September 8th, 2026 05:43 PM
Ruben, thank you so much for your kind words! It means a lot to my team and I to know that we were able to make such an important and sometimes intimidating process feel easier and more manageable for you.Helping you achieve this lifelong dream...
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Andrea es una persona muy amable , profesional y transmite mucha seguridad de que sabe hacer bien su trabajo. Fue una experiencia muy profecional donde nos explicaba cualquier pregunta que tubieramos y super amable, nos sentimos que estamos...
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Reply from Andrea Armas
September 3rd, 2026 06:35 PM
Miguel, muchas gracias por sus lindas palabras. Me alegra muchisimo saber que se sintieron en buenas manos. Para mi es muy importante que cada cliente se sienta escuchado, informado, y con la confianza de hacer todas las preguntas que necesite...
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As first time home buyers, my husband and I were nervous and had many questions but Andrea made this process easy. Andrea has exceptional communication skills, she was always available and ready to answer any questions we had.
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Reply from Andrea Armas
August 27th, 2026 04:16 AM
Rosibel, me alegra mucho saber que sintió que este proceso fue fácil para usted, especialmente considerando que comprar una casa es una de las decisiones más importantes que puede tomar y que tendrá un impacto en su familia por muchos años....
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Lo que ase a Andrea Armas una excelente persona es la forma que trabaja y trata alas personas yo en mi persona les doy las gracias.
Reply from Andrea Armas
July 10th, 2026 08:24 PM
Muchas gracias, Maybelin, por tus palabras tan amables sobre mi manera de trabajar y tratar a las personas. Me alegra saber que tu experiencia fue positiva. Aprecio mucho tu reconocimiento y confianza en mí y en Golden Empire Mortgage, Inc.
Andrea es una persona muy excelente en su trabajo en compañía de todo su equipó y los felicito por su amabilidad y trabajo. Estoy muy agradecido y muchas gracias por todo.
Reply from Andrea Armas
July 10th, 2026 08:23 PM
Pedro, agradezco mucho tus amables palabras sobre mi trabajo y el de mi equipo en Golden Empire Mortgage, Inc. Me alegra saber que nuestra amabilidad y esfuerzo fueron apreciados. Muchas gracias por confiar en nosotros.
Buying our first home felt overwhelming at first, but working with Andrea Armas made the entire experience so much easier. As first-time homebuyers, we had a lot of questions, and Andrea was incredibly patient, knowledgeable, and always took...
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Reply from Fidel Dorado
July 6th, 2026 04:01 PM
Maria, we're so glad to hear that Andrea made your first home buying experience easier and more positive. Your trust in her professionalism and dedication means a lot to us. Thank you for sharing your wonderful experience and for recommending...
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As a first house buyer Andrea has explained everything well and if we had any doubts she was always available to answer our questions. She was always nice. She was with us throughout the whole process until we closed the deal. She had really...
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Reply from Fidel Dorado
July 6th, 2026 04:03 PM
Florencio, we appreciate your wonderful feedback about Andrea's dedication and communication during your home-buying process. It's nice to know that she was there to assist you at every step and worked closely with your realtor. Thank you for...
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She was always very helpful with any questions that I had she would give me a quick and detailed answer. Thank you Andrea for talking care off my and my family.
Reply from Fidel Dorado
June 22nd, 2026 03:54 PM
Blanca, thank you for sharing your positive experience with Andrea. We're grateful to hear that she provided helpful and detailed responses to your questions. It’s wonderful to know that you and your family felt well taken care of during the...
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Communication
Reply from Fidel Dorado
June 11th, 2026 08:02 PM
Jesus, we appreciate your feedback on the communication you experienced with Andrea. It's wonderful to know that it met your expectations. Thank you for choosing ZABE Mortgage for your home purchase.
Andrea and her team were an absolute pleasure to work with throughout our recent transaction. From start to finish, they were responsive, proactive, and consistently kept everyone updated every step of the way.In this business, having a strong...
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Reply from Andrea Armas
June 15th, 2026 09:01 PM
Jacqueline, I'm pleased to hear that you had a positive experience with my team and me during your transaction with Golden Empire Mortgage, Inc. Your recognition of our professionalism and communication means a lot. We’re grateful for the opportunity...
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About
In today's real estate industry, sound advice is hard to come by. There is an overemphasis on interest rates, fees, and speed of transactions, often neglecting a thorough understanding of loan programs and strategies. I believe educating prospective and current homeowners on the range of loan options available is crucial. I pride myself on taking a comprehensive approach to home lending, treating every client as a unique opportunity to provide a 360-degree view of their options. I aim to tailor a loan strategy that aligns with their financial goals and overall health. As families grow and their circumstances change, I remain committed to providing ongoing educational guidance to ensure they maintain peak financial wellness.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
USDA Loans
Non-QM
Specialities
First-Time Homebuyers
Second Homes & Investment Properties
Home Equity Line of Credit (HELOC)
Home Equity Loan (HELOAN)
FHA/VA, Conventional, USDA
Down Payment Assistance Programs
ITIN Loans
Rehab Loans
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Education
- California State University, FresnoBusinessAssociate of Science (AS)Aug 2018 -Dec 2020
Positions
- ZABE Mortgage Group - Mortgage Loan AdvisorJun 10th, 2024 - Current
Memberships
- Fresno Association of Realtors
- NMLS (Nationwide Multistate Licensing System)
- Trust Engine Community
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2024
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #2556326
Achievements
- Associate Degree in Business Administration
- MLO License NMLS#2556326
Hobbies
- Spending Time With Family
- Rollerskating
- Reading
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