
Golden Empire Mortgage, Inc, Bakersfield, CA
Bakersfield, CA

Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout California, Arizona, Oregon and Washington. Family owned, GEM Mortgage division, offers a wide array of mortgage produ... Show More
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Reviews from Web
Since our first meeting with Eric, we knew we would be in good hands. He was thorough and answered all of our questions and more. Communication was prompt and effective . Eric and his team made sure we had everything we needed in a timely manner...
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Scott and Al were extremely pleasurable , knowledgeable, and kind. Absolute pleasure to work with.
This was the second time I've worked with Joe on a mortgage/refi, and he has crushed it. In both instances, his calm advice on timing and options has been excellent, and we managed to get a better rate than anywhere else I could find.
Reply from Joe Cucchiara
April 3rd, 2026 02:36 PM
I'm glad to hear that your experience with me has been positive for both of your mortgage and refinance needs. Your feedback on my advice and efforts is invaluable, and I'm pleased to know you secured a great rate. If there's anything further...
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Thomas has been super wonderful with his knowledge and communicatio!
Reply from Thomas Louisignau
April 3rd, 2026 02:20 PM
I'm glad to hear that you appreciated my communication and knowledge, John. It is my aim to ensure that everything is understandable and well-communicated throughout the process. If you need more information or have further questions, feel...
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Rene and his team deliver at a high level—professional, efficient, and consistently communicative. They genuinely prioritize their clients and work relentlessly to secure the best program and rate possible. A trusted team you want in your corner....
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Reply from Rene Zamora Melgoza
April 3rd, 2026 02:18 PM
Robert, I'm pleased to know that you experienced such a high level of professionalism and communication throughout your process with me and my team. Prioritizing client needs and working hard to secure the best options are key aspects of my...
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Rene Zamora goes The extra mile for his clients making The process of buying a home smooth and Certain.
Reply from Rene Zamora Melgoza
April 3rd, 2026 08:44 PM
Hector, I appreciate your feedback. Ensuring a smooth and certain home-buying process is always my priority. I'm glad you felt supported throughout your experience. Please let me know if there's anything more I can assist you with in the future....
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Kelly took care of everything! Not a hitch in the process.I would definitely recommend her and Signature Home Lending for their mortgage needs.
This was the second time I've worked with Joe/Gem on a mortgage/refi, and he has crushed it. In both instances, his calm advice on timing and options has been excellent, and we managed to get a better rate than anywhere else I could find.
Rene Zamora and his team deliver at a high level—professional, efficient, and consistently communicative. They genuinely prioritize their clients and work relentlessly to secure the best program and rate possible. A trusted team you want in...
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Mark is great at explaining the loan process to buyers- especially first time home buyers! Aymee in the office is very responsive.
Reply from Owner
April 25th, 2026 12:00 AM
Missy, thank you for your outstanding 5-Star Review! We really enjoyed and appreciated working with you helping our clients get into their first home. Your integrity, professionalism and care for our clients was second to none.
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About
Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout California, Arizona, Oregon and Washington. Family owned, GEM Mortgage division, offers a wide array of mortgage products with a focus on quality, compliance, and unmatched customer service. In 2016, the company is on track to fund in excess of $2 billion in mortgages and for each of the past four years has been recognized as one of the Top Mortgage Bankers in America and 50 Best Companies to work for by Mortgage Executive Magazine. Golden Empire Mortgage was founded in 1987 and is based in Bakersfield, California. For more information, visit www.gemcorp.com.
Click GEM Mortgage Branches to view branch locations.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Our Branch
Time Zone
Pacific Standard Time (PST)