First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Curtis Schartz
I trust him implicitly to handle all my financial affairs concerning my V.A. loan. He is always available for questions. He also adds a personal touch by reaching out on holidays and special occasions with an Email of greetings and salutations....
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Curtis Schartz
You were able to help me with the refinance when others wouldn't work with me locally.
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Barry Priest
Everything was easier then I thought and was handled very efficient and easy to understand of the expectations to make the loan close with no problems......High Recommend
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Eric Eisenmenger
I could have used some more communication to ensure we were moving forward with no issues. A lot of times a simple email or text saying we have everything, or we are getting this or that, etc. would ease worries of not closing. The thought...
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This is my 2nd purchase using Phil. He is always direct and professional. He gets back with you quickly with any questions.
I recommend using him to anyone buying a house!!!
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Very patient with us, and always prompt on the response to any questions or concerns.
Reply from Martin Still
May 26th, 2025 08:40 PM
Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
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Martin Still
Very patient with us, and always prompt on the response to any questions or concerns.
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Communication was great. Closed in 30 days. Ron was always available to answer any questions I had and walked me through the loan process. This my first house purchase and it went by smoothly.
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Ron made it happen. Even when we let him know, “Oh! By the way, this house will be in the name of a trust.”
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Curtis Schartz
Keeping it simple, Let’s cut all the red tap out told my kids about this young man and they should use him if need be
9971–9980 of 12232
About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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