First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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First State Bank is lucky to have Phil. He was always very prompt in returning ALL forms of communication (email, text, calls) and thorough in walking through all the mundane questions he likely explains daily. He elevated the level of confidence...
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First State Bank is lucky to have Phil. He’s very prompt in returning all forms of communication (email, text, and calls) and was very thorough explaining the intricate details that he likely answers on a daily basis. Thanks again Phil for...
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Reply from Owner
October 3rd, 2022 12:00 AM
Thank you, Kyle. We are glad you found Phil and our mortgage lending team so accessible and supportive. Please let us know if we can be of service in the future.
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The ease of it all.
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Martin Still
Timely and helpful advice
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Timely and helpful advice
Reply from Martin Still
May 26th, 2025 08:40 PM
Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
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Ron made the loan process go very smoothly, and with an excellent interest rate.
It was a pleasure to work with Ron.
Steve made a complicated refinancing simple.
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Christopher Resch
Chris and the other staff were very informative and always made themselves available to answer any questions. My husband and I had a great experience.
Friendly and knowledgeable
Prompt communication, plain language, excellent customer service
8291–8300 of 12257
About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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