
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Helpful and responsive
Reply from Jeff Krueger
January 9th, 2022 01:09 AM
Brandon...Thank you again as I enjoy working with you!
Great level of service and communication. They more than earned the business. Working with Dan Francis was a pleasure. The transaction was smooth and we were kept in the loop at all times. We love our new home! Would definitely recommend working...
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Reply from Owner
August 22nd, 2023 12:47 AM
Jon, we really appreciate you taking the time to share your experience with us — and we agree, Dan and our home lending team are awesome! Please let us know if we can be of service in the future.
Great level of service and communication. They more than earned the business. Working with Dan Francis was a pleasure. The transaction was smooth and we were kept in the loop at all times. We love our new home! Would definitely recommend working...
read more
Great level of service and communication. They more than earned the business. Working with Dan Francis was a pleasure. The transaction was smooth and we were kept in the loop at all times. We love our new home! Would definitely recommend working...
read more
Dan goes above and beyond and has an excellent level of knowledge as well as customer service. He was always available and quick to respond to answer any questions we had (even from a hotel room in Hawaii!). Working with him was a pleasure...
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Clear communication & knowledge
Thanks for being so easy to work with as always Phil! We appreciate you!
Everyone was so helpful and answered all the questions! They were always there to take our calls
Our experience working with Berry went seamlessly! He answered all of our questions promptly and he’s very knowledgeable. We wouldn’t want to use anyone else in our home buying process
Great level of service and communication. They more than earned the business. Working with Dan Francis was a pleasure. The transaction was smooth and we were kept in the loop at all times. We love our new home! Would definitely recommend working...
read more
Reply from Owner
October 7th, 2022 12:00 AM
Jon, we really appreciate you taking the time to share your experience with us — and we agree, Dan and our home lending team are awesome! Please let us know if we can be of service in the future.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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