
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Reviews from Web
excellent service provided throughout the mortgage process. Your professionalism, communication, and attention to detail made everything smooth and stress-free from start to finish. Any minor issue was addressed quickly and promptly to ease...
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Reply from Jim Yarrington
May 12th, 2026 02:07 PM
Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
excellent service provided throughout the mortgage process. Your professionalism, communication, and attention to detail made everything smooth and stress-free from start to finish. Any minor issue was addressed quickly and promptly to ease...
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Reply from Owner
May 29th, 2026 12:00 AM
Thank you, Shane, for the thoughtful review! We’re so glad to hear the process felt smooth and stress-free for you and your wife. We appreciate you taking the time to share your experience and thank you for trusting us with your home financing...
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I appreciated the one on one interactions on the spur of the moment of both Loan Officer Rick and file preparer. I liked that I had their cell and desk numbers for urgent questions. Very professional and personable. We will apply for future...
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Reply from Owner
September 30th, 2023 12:00 AM
Thank you for sharing your experience, Robin! We are so glad you chose to work with First State Bank Mortgage. Please let us know if we can be of service in the future.
Doreen is amazing and will get you the best rate, very quickly!
Reply from Owner
May 30th, 2026 12:00 AM
Thank you for the kind words, Brendan! We’re so glad to hear Doreen provided such a quick and positive experience.
Julie Sun is the reason we were able to get this done. I think she is part loan officer part psychiatrist and part therapist. Many mortgage brokers just want easy customers but life isn’t always that simple. However, Julie’s knowledge and her...
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Reply from Owner
May 30th, 2026 12:00 AM
Thank you so much for your kind words and recommendation! We’re thrilled to hear Julie was able to guide and support you through the process. We appreciate you trusting us with your home financing journey!
From start to finish, Phil provided top notch advice and service. I'm so gratef for the opportunity to work with him!
Reply from Phil Scaglia
May 12th, 2026 05:43 PM
Thank you for your kind words! It's encouraging to know that we exceeded your expectations. Our team works hard to ensure every customer feels valued, and your review reassures us that we're on the right track.
The whole experience!!! It was an absolute pleasure working with Shad and his team. I would highly recommend to anyone .
Reply from Shad Lager
May 11th, 2026 04:42 PM
Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you. I hope your enjoy your new home!
Great timely communication!
Reply from Jenny Zillner
May 11th, 2026 03:34 PM
Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
Inquiries handled quickly.
Reply from Rick Whisman
May 6th, 2026 03:54 PM
Robin, thanks so much for your continued business and input.
Phil made the process easy and smooth. It truly felt like he was working hard to find us the right loan for our needs and then guided us through the process. I will absolutely recommend Phil to friends and family!
Reply from Phil Scaglia
May 11th, 2026 02:22 PM
Helping great customers like you is why I'm in this business. Thank you so much for trusting us with your new home loan and for the great feedback.
691–700 of 12222
About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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