First State Bank of St. Charles — 4.94★ Mortgage Loan Officer in Saint Charles, MO

Martin was very great to work with and I would recommend to any first time house buyer

Martin helped find us the best financing option at the lowest rate during a period of increasing rates. He provided many financing options and helped us run through various scenarios. Very happy with Martin’s service and help! This is the third...

Martin helped find us the best financing option at the lowest rate during a period of increasing rates. He provided many financing options and helped us run through various scenarios. Very happy with Martin’s service and help! This is the third...

Reply from Martin Still

May 26th, 2025 08:40 PM

Helping great customers like you is why I'm in this business. Thank you so much for trusting us with your new home loan and for the great feedback.

We had a lot of obstacles to over come with the loan acceptance but with everyone help to get this approved in our condo , was great experience..

Karen communicated well and answered all our questions quickly.

Josh was very patient with us throughout the process. He made himself available to answer our questions anytime and was able to make the entire transaction feel very uncomplicated for us.

Phil Scaglia was incredibly responsive, very helpful and clear in his explanations, and really made me feel like I understood every step of the process before we proceeded. Even when my deal fell through with underwriting, he was very supportive...

Reply from Owner

August 21st, 2023 09:56 PM

Lindsay, we are glad everything worked out and that Phil was able to assist you throughout the home buying process. We appreciate your positive feedback!

Phil Scaglia was incredibly responsive, very helpful and clear in his explanations, and really made me feel like I understood every step of the process before we proceeded. Even when my deal fell through with underwriting, he was very supportive...

Phil Scaglia was incredibly responsive, very helpful and clear in his explanations, and really made me feel like I understood every step of the process before we proceeded. Even when my deal fell through with underwriting, he was very supportive...

Phil was incredibly responsive, very helpful and clear in his explanations, and really made me feel like I understood every step of the process before we proceeded. Even when my deal fell through with underwriting, he was very supportive and...

First State Bank of St. Charles, Saint Charles, MO