
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Easy, straight forward home loan process
Reply from Owner
July 4th, 2023 12:00 AM
Thank you for the five stars, Max!
Tracy is the best in the business.
Reply from Owner
October 3rd, 2022 12:00 AM
Devin, we are glad you chose to work with Tracy and our First State Bank Mortgage team!
Beau House did an amazing job assisting us through the home buying process. He was very communicative and willing to explain our options and next steps. We appreciate him so much!
Reply from Owner
July 4th, 2023 12:00 AM
We appreciate you sharing your experience with us — and we agree, Beau is an awesome member of our team!
Steve was always available to answer any questions. He got information to us quickly and help us understand the finance part of purchasing a new home.
Couldn’t have done a better job.
Ron got me the best rate and really took care of us! Few bumps in the road and he smoothed them right out, made it easy for us! Very happy with everything!!
Reply from Owner
August 22nd, 2023 01:16 AM
Thank you for taking the time to leave us an amazing review, Glenn!
Ron took me on last minute, had the best rate, went above and beyond to make sure we got it all done right!!
Jim and his team are incredible at what they do. They were always available and communication was fantastic!
Reply from Jim Yarrington
September 9th, 2022 05:58 PM
Allison and Wes: What a fun endeavor! And to think the other lenders said you could not get a home loan!! I know Tanya Lang took good care of you and it was a delight and a pleasure to work with the two of you!!!Best wishes ... Stay in touch!...
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The entire team had excellent communication, answered many questions for us before we knew we had them and made the process very effortless on our end. This is not the first time we have used Martin and his team and it will not be the last!
Reply from Martin Still
May 26th, 2025 08:40 PM
Helping great customers like you is why I'm in this business. Thank you so much for trusting us with your new home loan and for the great feedback.
The entire team had excellent communication, answered many questions for us before we knew we had them and made the process very effortless on our end. This is not the first time we have used Martin and his team and it will not be the last!
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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