
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Reviews from Web
Todd’s Team is the best I have ever worked with!!
Reply from Owner
May 30th, 2026 12:00 AM
Thank you for the wonderful review, Nancy! We’re thrilled to hear Todd’s team made such a positive impression. We truly appreciate your kind words and the opportunity to work with you!
Chesterfield has received a review with 5 star rating from Matt H
Reply from Owner
May 30th, 2026 12:00 AM
Thank you, Matt, for the 5-star rating! We appreciate your trust in our team and are glad we could help with your home financing needs.
Jim Yarrington has received a review with 5 star rating from Brooke V
Reply from Owner
May 29th, 2026 12:00 AM
Thank you for the 5-star review, Brooke! We appreciate your trust in our team and are glad we could be part of your experience.
Barry of First State Bank Mortgage guided me with great communication and advice throughout every step of the process. He listened to my needs and got me a loan that best suited me. He was professional and I'd recommend him to anyone.
Reply from Owner
June 11th, 2026 12:00 AM
Scott, thank you for the thoughtful review! We’re so glad Barry provided great communication, professional guidance, and helped find the loan that best fit your needs. We appreciate your recommendation and the opportunity to assist you with...
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Jeff and his team were incredibl. We bought this as a second home and drom anither state. They it feel like we were right down the street. They were extremely communicative throughout the entire process. I would highly recommend them. He is...
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Reply from Jeff Krueger
May 13th, 2026 10:52 PM
Thank you Jerry & Tiffany. I'm grateful for your kind words and am glad to hear that you felt well taken care of during the process. It's important to me that you felt like you were right down the street, despite the distance. I do loans in...
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Chris was not only attentive to detail but also was kind with my situation of refinancing for the first time without a spouse! I appreciate his professionalism and care!
Reply from Chris Stecher
May 18th, 2026 08:36 PM
Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
Russ is a pleasure to work with. Follows through and is able to navigate barriers to get solutions that work!!
Reply from Owner
May 30th, 2026 12:00 AM
Thanks for the 5-star review, Cindy! We value your support and are grateful for the opportunity to serve you.
Russ is great to work with.
Reply from Russ Bray
May 18th, 2026 06:02 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
This is the second time our family has worked with Terry and he is the consummate professional. He is very responsive and walked us through all of our options so we could make the best decisions. Then he made sure we could make a quick close...
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Reply from The O'Neill Team
May 11th, 2026 05:42 PM
Thanks for the kind words Angelo--we always love working with your family and thanks for your quick turnarounds on all our requests. Best of luck w/the new home!
Phil was transparent about the entire process from the underwriting to closing day. He was always willing to answer my calls and walk through any questions. As a first time home buyer, he made the process simple and understandable.
Reply from Phil Scaglia
May 18th, 2026 02:49 PM
Thank you for the kind words. I hope you enjoy making new memories in your new home.
661–670 of 12221
About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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