First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Jeff made it great. Ultimate professional, proactive, very communicative, customer oriented, goes the extra mile. This is my 3rd transaction with Jeff, he never fails to impress me!!!!
Reply from Jeff Krueger
November 30th, 2022 08:22 PM
Sue...I appreciate working with you as well as you are always so proactive in getting me your information. I look forward to seeing your new place on Friday! Jeff
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Overland Park
Phil was nothing but professional, responsive, reassuring, good natured, informative and an outstanding guide through a process that can easily become stressful. He kept on top of everything and kept us in the loop every step of the way. Phil...
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Reply from Owner
August 21st, 2023 09:41 PM
Thank you so much for your kind words, Kristi. We really appreciate you taking the time to share your experience with us — and we agree, Phil is an awesome member of our team!
Melissa made the entire process easy from start to finish. She worked diligently to ensure that I was getting the best rate and the most value from my refi.
Our closing was a smooth and stress free experience. Thanks Melissa!
Phil was nothing but professional, responsive, reassuring, good natured, informative and an outstanding guide through a process that can easily become stressful. He kept on top of everything and kept us in the loop every step of the way. Phil...
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Reply from Owner
October 3rd, 2023 12:00 AM
Thank you so much for your kind words, Kristi. We really appreciate you taking the time to share your experience with us — and we agree, Phil is an awesome member of our team!
for
Phil was wonderfully kind, thoughtful, and knowledgeable. We look forward to working with him again one day!
for
Phil is prompt, thorough, encouraging, and professional. He goes above and beyond. I have referred him to multiple people. Thanks so much Phil!!!
for
Phil was nothing but professional, responsive, reassuring, good natured, informative and an outstanding guide through a process that can easily become stressful. He kept on top of everything and kept us in the loop every step of the way. Phil...
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Overland Park
Phil Scaglia was great to work with. Professional, responsive, and very helpful to this first time home buyer.
Reply from Owner
August 21st, 2023 09:41 PM
Nathan, we are glad to hear that you had a five-star experience with Phil and our home lending team!
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West Clay
Great communication and understanding of my financial situation as well as overall needs!
Reply from Owner
August 22nd, 2023 01:46 AM
Thank you so much for taking the time to leave us feedback, Phil!
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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