First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Jeff Kruger put in extra time and effort
to find exactly what worked for our needs.
Reply from Jeff Krueger
May 29th, 2026 10:06 PM
David & Charmayne. I appreciate your kind words and am glad I could assist in finding the right solution for your needs. Your satisfaction is important to me, and I'm thankful for the opportunity to help. If you have any further questions or...
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Martin was very responsive and always happy to meet us where we were in terms of knowledge, concerns, and timing. Buying a house is a lot of effort but Martin succeeded in providing clarity and direction to the loan process.
Reply from Martin Still
June 1st, 2026 05:15 PM
Thank you for the response Dan and for the opportunity to assist. Hope you are enjoying your new home!
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Jeff made the entire home buying process feel smooth and stress-free from start to finish. He’s incredibly knowledgeable, responsive, and genuinely cares about his clients. You can tell he takes pride in what he does, and it shows in every...
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Reply from Jeff Krueger
May 29th, 2026 10:05 PM
Chris & Paige...Thank you!, I'm grateful for your kind words. It's appreciated to know that I could help make your home buying process smooth and stress-free. Your recommendation means a lot to me, and I'm always here should you need further...
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Kim and her team provided exceptional service and very prompt communication through out the home loan process. We were able to close in 3 weeks from the initial loan application. I would highly recommend Kim for my family and friends banking...
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Reply from Kim Schultz
May 29th, 2026 05:02 PM
Thank you so much JG! I enjoyed getting to work with you and Deanna, and appreciate the opportunity so much! I would be honored to assist any of your friends or family with their mortgage needs. Wishing you all great things in your beautiful...
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Always available and happy to answer any and all questions.
Reply from Jeff Krueger
May 29th, 2026 10:03 PM
Karen & Russell, I'm grateful for your kind words. I'm pleased to hear that you find me available and happy to assist with your questions. If there's anything else you need, feel free to reach out anytime. Jeff
Jim Yarrington has received a review with 5 star rating from Daniel S
Reply from Owner
June 29th, 2026 12:00 AM
Thank you for the excellent rating, Daniel! We wish you many happy years ahead in your new home.
for
Arizona
Jeff made the entire home buying process feel smooth and stress-free from start to finish. He’s incredibly knowledgeable, responsive, and genuinely cares about his clients. You can tell he takes pride in what he does, and it shows in every...
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Reply from Owner
June 29th, 2026 12:00 AM
Thank you for your thoughtful review, Christopher! We're thrilled to hear that Jeff made your homebuying experience smooth and stress-free. We appreciate your recommendation and wish you all the best in your new home!
Kim and First State Bank Mortgage provided by far the best banking experience with our new home loan. Our realtor recommended Kim, and she exceeded our expectations with regard to customer service, communications, accuracy, and speed to close....
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Reply from Owner
June 29th, 2026 12:00 AM
Thank you for your kind words and for trusting Kim and First State Bank Mortgage with your home financing needs. We're thrilled to hear that Kim exceeded your expectations with her communication, service, and attention to detail. Congratulations...
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The reminders, clarifications, and notifications were all timely and clearly communicated. We had a bit of an odd situation with me on a previous loan and Martin was helpful in guiding us through it. Jeannie was also very patien with me, and...
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Reply from Martin Still
May 29th, 2026 02:33 PM
Wyatt, I'm glad to hear that you had such a positive experience with the process. It's nice to know that both Jeannie and I could assist you effectively. Thank you for sharing your experience!
Great communication and clarity
Reply from Melissa Maxwell
June 2nd, 2026 06:45 PM
Thank you for taking the time to share your experience. If I can be of further assistance to you, or your family and friends, please let me know.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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