
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Terry O’Neill was a pleasure to work with. He made the mortgage application process easy and was always kind and informative. He was also always available for questions or when we needed help putting an offer together. I’d recommend Terry and...
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Reply from Owner
August 21st, 2023 09:25 PM
Jonathan, we are glad that Terry and our home lending team could provide you with five-star worthy assistance! Thank you for taking the time to leave us a kind review.
Terry O’Neill was a pleasure to work with. He made the mortgage application process easy and was always kind and informative. He was also always available for questions or when we needed help putting an offer together. I’d recommend Terry and...
read more
Terry O’Neill was a pleasure to work with. He made the mortgage application process easy and was always kind and informative. He was also always available for questions or when we needed help putting an offer together. I’d recommend Terry and...
read more
Phil was AMAZING!!! So responsive, helped us understand every step along the way and made amazing recommendations. We couldn't have done this without Phil! Highly recommend!
Kelly was quick to respond to all questions we had. She was offered great advice when needed.
Excelente servicio y comunicación
John was wonderful! He took the time to thoroughly explain every step of the process and it was a really smooth and stress free process because of John! I would recommend him as a lender to everyone I know!
First State Bank Mortgage is skilled in processing your loan and don't miss any of the details. They get the job done correctly and avoid all those last minute problems that other lenders have. I highly recommend them for your mortgage. They...
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Reply from Owner
July 4th, 2023 12:00 AM
Beverly, we really appreciate your thorough review. We pride ourselves on our customer service and are glad we earned your endorsement!
Terry O’Neill was a pleasure to work with. He made the mortgage application process easy and was always kind and informative. He was also always available for questions or when we needed help putting an offer together. I’d recommend Terry and...
read more
Reply from Owner
October 3rd, 2023 12:00 AM
Jonathan, we are glad that Terry and our home lending team could provide you with five-star worthy assistance! Thank you for taking the time to leave us a kind review.
Terry was incredibly helpful and always available. He made the process clear and easy. It was a pleasure working with him and the rest of the team!
5641–5650 of 12280
About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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