
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Not only was getting a VA Home Loan easy though First State Bank, but it was joyful. Which is funny to say when spending thousands. My fiance and myself had a dream that the team at FSB helped fulfill. They answered every question throughout...
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Not only was getting a VA Home Loan easy though First State Bank, but it was joyful. Which is funny to say when spending thousands. My fiance and myself had a dream that the team at FSB helped fulfill. They answered every question throughout...
read more
Reply from Owner
August 22nd, 2023 12:56 AM
Alex, thank you for your positive feedback. We are happy you chose to work with First State Bank Mortgage and had a great experience. Congratulations on your new home!
responsiveness, providing options and advice on locking in a rate, advice on loan term duration, flexibility to respond off hours when new houses of interest hit the marketit was a GREAT experience working with Phil and team. thank you so much...
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Mindy is the most organized person i know, explains everything in such detail that you do not have to worry about anything. i would recommend her to everyone I know, and I do talk extremely high of her to everyone. word of mouth is such a great...
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Barry, you are Awesome! You helped me through every step of the process and allowed me to reach out with questions anytime. I would recommend Barry and his services to my family or anyone in the community.
Reply from Owner
August 21st, 2023 09:13 PM
Micheal, thank you for choosing to work with Barry and First State Bank Mortgage! We appreciate your business.
Barry, you are Awesome! You helped me through every step of the process and allowed me to reach out with questions anytime. I would recommend Barry and his services to my family or anyone in the community.
Barry, you are Awesome! You helped me through every step of the process and allowed me to reach out with questions anytime. I would recommend Barry and his services to my family or anyone in the community.
Barry, you are Awesome! You helped me through every step of the process and allowed me to reach out with questions anytime. I would recommend Barry and his services to my family or anyone in the community.
Reply from Barry Allen
July 13th, 2023 07:23 PM
Thank you Micheal for the great review. thank you for being so great to work with!
Phil is great. Very fast and helpful
Reply from Owner
August 21st, 2023 09:13 PM
Manuel, we agree, Phil is great! Thank you for leaving us a review!
He communicated quickly and effectively. Got me information to make informed decisions. Was knowledgeable of current market and provided insight to upcoming expected changes
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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