
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Made things very easy and explained everything very clearly throughout the entire process
Reply from Matt & Betsy Maassen
October 19th, 2023 04:32 PM
Thank you for the nice review. I enjoyed working with you on your new home purchase.
Chris and Kelleigh made the process very fast and easy. Communication was great and very timely.
Reply from Chris Lee
October 16th, 2023 02:53 AM
Thanks for the nice comments Chris!
Ron made it simple, explained everything well and made the process of closing quick and easy! Thanks Ron!
Chris Bass
Reply from Ron Ruzicka
October 19th, 2023 12:10 AM
Helping great customers like you is why I'm in this business. Thank you so much for trusting us with your new home loan and for the great feedback.
I would highly recommend Mindy at First State Bank for any of your home loan needs! Hands down smooth easy process!
Reply from Owner
October 9th, 2024 12:00 AM
Sherry, thank you for the great review! We're glad Mindy was able to assist you.
Russ has truly been a joy to work with. He is professional, extremely knowledgeable, always willing to jump on a call and answer questions, no matter how early or late. It was truly a pleasure working with him. He doesn’t mind taking extra...
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Reply from Russ Bray
October 13th, 2023 09:01 PM
Thank you Bethani! Congratulations on the purchase of your 1st home!! I enjoyed working with you as well. I wish you the best in getting settled and look forward to hearing how much you enjoy the new place. I am very happy for you both!!
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Mindy was very detailed in explaining the process of when Mike and I bought our home and when we took out a line of credit after paying our original loan in full. Mindy and everyone on her “team” were pleasant and made our life changing decisions...
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Reply from Mindy Primm
October 18th, 2023 07:05 PM
Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you.
Both Barry and Kelly are great! . They communicate the whole time and made the process very easy. I would highly recommend!!
Reply from Barry Allen
October 13th, 2023 02:17 PM
Thank you Jennifer! It was such a pleasure to work on your new beautiful home with you! Thank you for trusting me with such a big investment! Remember my job starts now for you to be there for you with any questions or concerns that pop up....
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Great communication and response times...nights, weekends
Reply from Ron Ruzicka
October 17th, 2023 02:06 PM
I really appreciate the feedback and look forward to working with you again.
Terry never made a promise he couldn't keep. He worked as fast as I could send him whatever information was needed. A very steady demeanor that was never to high or low, which was excellent for us. When we made our post on Facebook most people...
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Terry never made a promise he couldn't keep. He worked as fast as I could send him whatever information was needed. A very steady demeanor that was never to high or low, which was excellent for us. When we made our post on Facebook most people...
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Reply from Terry & Peter O'Neill
October 17th, 2023 02:32 AM
Thank you for the kind words. I hope you enjoy making new memories in your new home.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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