First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Chesterfield
I was referred to Ron Ruzicka by a family member, and I worked with him as a first time homebuyer. Ron and his team went out of their way to make sure I understood what was needed from me and by when, and they went over each part of the process...
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Reply from Owner
July 4th, 2024 12:00 AM
Thank you for the kind words, Taylor! We’re so happy Ron could help make your home-buying process smooth. Please let us know if we can provide any assistance in the future.
Great service and communication, have worked with Jenny and her team several times.
Reply from Owner
October 3rd, 2024 12:00 AM
Jason, we appreciate your kind review and continued business!
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Mindy and Carol were professional, polite and knowledgeable. They made the process quick while keeping me informed
Reply from Mindy Primm
January 25th, 2024 07:47 PM
Thank you for your kind review Derek! It was our pleasure to assist you. Congratulations on your first home!
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Chesterfield
Chris Stecker’s knowledge and experience in the mortgage business made our re-financing so easy. He was by our side every step of the way.
He always answered his phone and emails right away. We highly recommend him to everyone.
Chris made what can be a very daunting experience into a wonderful experience. Because he was by our side every step of the way by always answering our phone calls and emails right away. Due to his vast knowledge and experience in the mortgage...
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Reply from Chris Stecher
January 29th, 2024 10:01 AM
I’m delighted to receive your positive feedback! We strive to provide exceptional service, and your review encourages us to keep up the good work. Thank you!
for
Chesterfield
Chris Stecker’s knowledge and experience in the mortgage business made our re-financing so easy. He was by our side every step of the way.
He always answered his phone and emails right away. We highly recommend him to everyone.
Reply from Owner
July 4th, 2024 12:00 AM
Joyce, thank you for the great review! We’re glad you had a positive refinancing experience!
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Michele Norris
We had an appraisal issue and Michelle pushed off our closing date and worked to get another appraisal to avoid cost overruns! 👍
Reply from Michele Norris
June 25th, 2024 02:29 PM
Helping great customers like you is why I'm in this business. I'm thankful to receive such a great review from you and loved to hear how you enjoyed working with me on your mortgage. I look forward to working with you again in the future.
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Jeff exuded both professionalism and friendliness throughout our interactions. His prompt responsiveness instilled a sense of comfort in the overall process. Jeff not only addressed all of our questions but also skillfully created an atmosphere...
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Reply from Jeff Krueger
January 23rd, 2024 05:58 PM
Thank you again Andrew and Shanna as I appreciate you both and enjoyed working with you!
Jeff
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Prompt accurate communication. Ease of filing.
Reply from Phil Scaglia
January 28th, 2024 03:09 PM
Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
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Russ is amazing. He is on top of all the details, and walked me through exactly what to expect during the transaction. I'll definitely bring my next mortgage to him.
Reply from Russ Bray
January 28th, 2024 12:25 PM
Helping great customers like you is why I'm in this business. Thank you so much for trusting us with your new home loan and for the great feedback.
4351–4360 of 12268
About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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