
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
Search Reviews
Search
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
We had an excellent experience working with Ron and his team for a bridge loan and a traditional mortgage for our new home! Thanks!
Reply from Owner
July 4th, 2025 12:00 AM
Congratulations on your new home! Thank you for choosing to work with First State Bank Mortgage!
Great customer service through whole loan process
Reply from Owner
October 3rd, 2024 12:00 AM
Greg, we are glad to have helped you throughout the lending process. Please let us know if you need any assistance in the future!
I cannot speak highly enough of Nathan G. and his exceptional team. Nathan went above and beyond during our loan process, which, to be honest, was nothing short of insane. The sellers were underprepared even losing the title (it was a bank-owned...
read more
Reply from Owner
August 7th, 2025 12:00 AM
Wow, Jen, thank you for your thoughtful and glowing review! We’re glad that Nathan and the rest of our team could help you in the process of purchasing your dream home. Please let us know if you ever need our assistance in the future!
Great bank to make business with
Reply from Owner
October 3rd, 2024 12:00 AM
Aaron, thank you for your review!
This bank is a joke, do NOT use them for your mortgage lender. they will cheat you, they have no clue what they are doing. they collect the wrong amount of escrow. they send your statement for the month that has one amount, the online account...
read more
Reply from Owner
October 8th, 2024 12:00 AM
Hello, we are very sorry to hear about your experience. We are known for our exceptional customer service, so your review comes as a surprise and we want to do everything we can to resolve this situation. However, because of privacy regulations...
read more
speed and ease at which everything was done
Reply from Don MacPherson
September 23rd, 2024 04:34 PM
Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
Michele is simply amazing! She was truly so helpful through the whole process of building our first home! I will recommend her x100!
She responded quickly! And always had a helping hand!
Absolutely love her!! Thank you Michele ❤️
Reply from Michele Norris
September 19th, 2024 03:48 PM
I'm absolutely thrilled to hear that you had such a positive experience, Amanda! Assisting you in building your first home was truly a pleasure. Your recommendation means a lot to me and the whole team here at First State Bank of St. Charles....
read more
Michele Norris was absolutely amazing to work with! Very knowledgeable! Quickly responded & was absolutely pleasant to work with!
Reply from Owner
October 3rd, 2024 12:00 AM
We are glad that you had an amazing experience! Thank you for choosing First State Bank Mortgage!
Chris made everything so simple and easy. Will definitely go back in the future.
Reply from Chris Laughlin
September 17th, 2024 09:50 PM
I'm delighted to hear you had a positive experience, Christian. It was my pleasure to make the process simple and easy for you. I'm looking forward to assisting you again in the future. Thank you for choosing First State Bank and for leaving...
read more
Great communications and great availability! THANKS!
Reply from Ron Ruzicka
September 22nd, 2024 08:06 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. It means a lot to our team to know that our efforts are appreciated. Thank you for the kind words.
3371–3380 of 12261
About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
Disclaimer