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First State Bank of St. Charles in Saint Charles, MO

First State Bank of St. Charles, Saint Charles, MO

Saint Charles, MO
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We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have se... Show More
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Reviews from Web
  • for
    Chesterfield
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    Jim S
    Posted on September 19th, 2024 12:00 AM
    We had an excellent experience working with Ron and his team for a bridge loan and a traditional mortgage for our new home! Thanks!
    Reply from Owner
    July 4th, 2025 12:00 AM
    Congratulations on your new home! Thank you for choosing to work with First State Bank Mortgage!
  • G
    Greg B
    Posted on September 19th, 2024 12:00 AM
    Great customer service through whole loan process
    Reply from Owner
    October 3rd, 2024 12:00 AM
    Greg, we are glad to have helped you throughout the lending process. Please let us know if you need any assistance in the future!
  • for
    Chesterfield
    google
    J
    Jen I
    Posted on September 19th, 2024 12:00 AM
    I cannot speak highly enough of Nathan G. and his exceptional team. Nathan went above and beyond during our loan process, which, to be honest, was nothing short of insane. The sellers were underprepared even losing the title (it was a bank-owned...
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    Reply from Owner
    August 7th, 2025 12:00 AM
    Wow, Jen, thank you for your thoughtful and glowing review! We’re glad that Nathan and the rest of our team could help you in the process of purchasing your dream home. Please let us know if you ever need our assistance in the future!
  • A
    Aaron A
    Posted on September 19th, 2024 12:00 AM
    Great bank to make business with
    Reply from Owner
    October 3rd, 2024 12:00 AM
    Aaron, thank you for your review!
  • for
    St. Charles
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    T L
    Posted on September 19th, 2024 12:00 AM
    This bank is a joke, do NOT use them for your mortgage lender. they will cheat you, they have no clue what they are doing. they collect the wrong amount of escrow. they send your statement for the month that has one amount, the online account...
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    Reply from Owner
    October 8th, 2024 12:00 AM
    Hello, we are very sorry to hear about your experience. We are known for our exceptional customer service, so your review comes as a surprise and we want to do everything we can to resolve this situation. However, because of privacy regulations...
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  • C
    Chris M
    TEBBETTS, MO
    Posted on September 18th, 2024 04:30 PM
    speed and ease at which everything was done
    Reply from Don MacPherson
    September 23rd, 2024 04:34 PM
    Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
  • for
    Michele Norris
    Encompass
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    Amanda M K
    Robertsville, MO
    Posted on September 18th, 2024 11:08 AM
    Michele is simply amazing! She was truly so helpful through the whole process of building our first home! I will recommend her x100! She responded quickly! And always had a helping hand! Absolutely love her!! Thank you Michele ❤️
    Reply from Michele Norris
    September 19th, 2024 03:48 PM
    I'm absolutely thrilled to hear that you had such a positive experience, Amanda! Assisting you in building your first home was truly a pleasure. Your recommendation means a lot to me and the whole team here at First State Bank of St. Charles....
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  • for
    First State Bank of St. Charles
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    A
    Ak K
    Posted on September 18th, 2024 12:00 AM
    Michele Norris was absolutely amazing to work with! Very knowledgeable! Quickly responded & was absolutely pleasant to work with!
    Reply from Owner
    October 3rd, 2024 12:00 AM
    We are glad that you had an amazing experience! Thank you for choosing First State Bank Mortgage!
  • C
    Christian M
    Kansas City, MO
    Posted on September 17th, 2024 09:27 PM
    Chris made everything so simple and easy. Will definitely go back in the future.
    Reply from Chris Laughlin
    September 17th, 2024 09:50 PM
    I'm delighted to hear you had a positive experience, Christian. It was my pleasure to make the process simple and easy for you. I'm looking forward to assisting you again in the future. Thank you for choosing First State Bank and for leaving...
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  • O
    Oreste J S
    FLORISSANT, MO
    Posted on September 17th, 2024 08:03 PM
    Great communications and great availability! THANKS!
    Reply from Ron Ruzicka
    September 22nd, 2024 08:06 PM
    Your positive review made my day! I’m thrilled that you had a great experience with us. It means a lot to our team to know that our efforts are appreciated. Thank you for the kind words.
  • 3371–3380 of 12261
    About
    We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    USDA Loans
    Qualified Mortgage Pre-Approvals
    Our Company

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