
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Reviews from Web
Beau House and his team were amazing throughout the entire process. Thank you!
Reply from Owner
July 4th, 2025 12:00 AM
Michelle, we are glad to hear you had an amazing experience. We appreciate your business!
For first time homeowners, we had a lot of questions. Chris was always available to talk through any concerns. He was also able to lock a 6% interest rate when rates started climbing again, which was incredibly helpful. I'd recommend him to...
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Reply from Owner
August 7th, 2025 12:00 AM
Kathryn, congratulations on your first home! We are thankful you chose to work with Chris and First State Bank Mortgage!
Amazing customer service. Highly recommend for all your loan servicing!
Reply from Owner
October 3rd, 2025 12:00 AM
We appreciate your great review, Melissa!
Ron and Stephanie were professional, courteous and efficient. I will not hesitate to refer friends and family to your bank.
Reply from Ron Ruzicka
November 22nd, 2024 01:21 PM
Thank you for your kind words! It's encouraging to know that we exceeded your expectations. Our team works hard to ensure every customer feels valued, and your review reassures us that we're on the right track.
Phil always takes care of us!
Reply from Phil Scaglia
November 21st, 2024 05:37 PM
I’m grateful for your kind words! It's wonderful to know that you had a terrific experience with us. Our team strives to deliver excellence, and your feedback motivates us to continue doing what we love.
Extremely responsive and knowledgeabl!
Reply from Nathan Grojean
November 21st, 2024 03:39 PM
Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
Chris was a wealth of knowledge and vital to our success as first time home buyers. He was more than happy to walk us through any part of the process if we were confused or concerned and always seemed to have our best interests in mind. I would...
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Chris and his team were excellent and made the loan process easy. This was a big discension and he was reassuring. Chris was able to lock me in a great rate in a time when rates were up and down. I would recommned Chris and First State Bank...
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Reply from Chris Stecher
November 20th, 2024 12:38 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. It means a lot to our team to know that our efforts are appreciated. Thank you for the kind words, and we hope to see you again soon.
Chris was full of useful information for first time homebuyers and very quick to respond to our questions and concerns.
Reply from Chris Lee
November 15th, 2024 01:30 AM
Thanks for the nice comments Thomas. I appreciate you and your business!
Questions were answered, led in the right direction
Reply from Scott and Traci Turner
November 19th, 2024 08:49 PM
Thank you for taking the time to share your experience. If I can be of further assistance to you, or your family and friends, please let me know.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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