
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Good communications and recommendations from
Reply from Phil Scaglia
August 3rd, 2026 02:32 PM
Helping great customers like you is why I'm in this business. Thank you so much for trusting us with your new home loan and for the great feedback.
Fantastic all around, from education to communication.
Reply from Chris Laughlin
July 27th, 2026 04:02 PM
Brent: Thank you for allowing me to take care of financing for you again. I hope you love the new house.
Chesterfield has received a review with 5 star rating from Takor N
Reply from Owner
August 28th, 2026 12:00 AM
Thank you for your 5-star rating! We appreciate your trust in First State Bank Mortgage.
Russ was very prompt and helpful and helped me with all of my needs
Reply from Russ Bray
July 31st, 2026 08:26 PM
Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
Tracy was very good at communicating what she needed and what would be best for us. This is the second time we have used her as a loan officer and she has been great both times. She also keeps me updated on rates even after we close.
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Reply from Tracy Geer
July 30th, 2026 04:08 PM
Thanks for the great feedback. I hope you enjoy your new home!
Every aspect from first phone call, to applying for mortgage, ability to do everything online to approval and closing was absolutely stellar. I have had several mortgages in my life and this was BY FAR the easiest. Tracy excels at communicating,...
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Reply from Tracy Geer
July 30th, 2026 06:51 PM
Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
Every aspect from first phone call, to applying for mortgage, ability to do everything online to approval and closing was absolutely stellar. I have had several mortgages in my life and this was BY FAR the easiest. Tracy excels at communicating,...
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Reply from Owner
August 28th, 2026 12:00 AM
Thank you, Lori! We're so glad the process was smooth and convenient from start to finish. We appreciate you choosing First State Bank Mortgage!
Follow up communication and correspondence.
Reply from Jeff Krueger
July 27th, 2026 10:27 PM
Thank you Nassim for your kinds words as it was a pleasure working with you and enjoyed meeting your Mom & Dad! Anything more I can do for you please reach our
Scott was great at communicating and helped us work through the process quickly and with timely information.
Reply from Scott and Traci Turner
July 25th, 2026 03:20 AM
thank you and congratulations on your new home!
I have worked with Rick in several transactions. He is always highly knowledgeable and makes the process seamless.
Reply from Rick Whisman
July 24th, 2026 03:03 PM
Thanks Nicole for your feedback. Always a pleasure to deal with you.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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