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First State Bank of St. Charles in Saint Charles, MO

First State Bank of St. Charles, Saint Charles, MO

Saint Charles, MO
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We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have se... Show More
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  • B
    Brett A B
    Lenexa, KS
    Posted on July 27th, 2026 02:30 PM
    Good communications and recommendations from
    Reply from Phil Scaglia
    August 3rd, 2026 02:32 PM
    Helping great customers like you is why I'm in this business. Thank you so much for trusting us with your new home loan and for the great feedback.
  • B
    Brent S
    PRAIRIE VILLAGE, KS
    Posted on July 27th, 2026 02:12 PM
    Fantastic all around, from education to communication.
    Reply from Chris Laughlin
    July 27th, 2026 04:02 PM
    Brent: Thank you for allowing me to take care of financing for you again. I hope you love the new house.
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    Chesterfield
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    T
    Takor N
    Posted on July 27th, 2026 12:00 AM
    Chesterfield has received a review with 5 star rating from Takor N
    Reply from Owner
    August 28th, 2026 12:00 AM
    Thank you for your 5-star rating! We appreciate your trust in First State Bank Mortgage.
  • Encompass
    B
    Barbara S
    SAINT PETERS, MO
    Posted on July 26th, 2026 08:25 PM
    Russ was very prompt and helpful and helped me with all of my needs
    Reply from Russ Bray
    July 31st, 2026 08:26 PM
    Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
  • L
    Logan H
    Liberty, MO
    Posted on July 25th, 2026 04:07 PM
    Tracy was very good at communicating what she needed and what would be best for us. This is the second time we have used her as a loan officer and she has been great both times. She also keeps me updated on rates even after we close.
    read more
    Reply from Tracy Geer
    July 30th, 2026 04:08 PM
    Thanks for the great feedback. I hope you enjoy your new home!
  • L
    Lori K
    Lee's Summit, MO
    Posted on July 25th, 2026 03:37 AM
    Every aspect from first phone call, to applying for mortgage, ability to do everything online to approval and closing was absolutely stellar. I have had several mortgages in my life and this was BY FAR the easiest. Tracy excels at communicating,...
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    Reply from Tracy Geer
    July 30th, 2026 06:51 PM
    Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
  • for
    Overland Park
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    Lori K
    Posted on July 25th, 2026 12:00 AM
    Every aspect from first phone call, to applying for mortgage, ability to do everything online to approval and closing was absolutely stellar. I have had several mortgages in my life and this was BY FAR the easiest. Tracy excels at communicating,...
    read more
    Reply from Owner
    August 28th, 2026 12:00 AM
    Thank you, Lori! We're so glad the process was smooth and convenient from start to finish. We appreciate you choosing First State Bank Mortgage!
  • N
    Nassim M
    Scottsdale, AZ
    Posted on July 24th, 2026 11:28 PM
    Follow up communication and correspondence.
    Reply from Jeff Krueger
    July 27th, 2026 10:27 PM
    Thank you Nassim for your kinds words as it was a pleasure working with you and enjoyed meeting your Mom & Dad! Anything more I can do for you please reach our
  • D
    David D H
    Parkville, MO
    Posted on July 24th, 2026 03:58 PM
    Scott was great at communicating and helped us work through the process quickly and with timely information.
    Reply from Scott and Traci Turner
    July 25th, 2026 03:20 AM
    thank you and congratulations on your new home!
  • N
    Nicole B
    SAINT LOUIS, MO
    Posted on July 24th, 2026 02:54 PM
    I have worked with Rick in several transactions. He is always highly knowledgeable and makes the process seamless.
    Reply from Rick Whisman
    July 24th, 2026 03:03 PM
    Thanks Nicole for your feedback. Always a pleasure to deal with you.
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    About
    We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    USDA Loans
    Qualified Mortgage Pre-Approvals
    Our Company

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