First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Rick went above and beyond the expectations that I had. His ability to communicate is AMAZING. Being a first time homebuyer, I didn't know a lot of things and didn't know what to expect throughout the process but Rick was always there to keep...
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Reply from Rick Whisman
January 13th, 2025 04:07 PM
Jada, you were a joy to work with and thanks so much for taking the time to respond and reflect on your experience.!
Steve was always available to address problems. Communication was good. The First State Bank online portal for uploading and reviewing documents worked well.
Reply from Steve Carrico
January 16th, 2025 01:41 PM
Thank you for the kind words. I hope you enjoy making new memories in your new home.
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Terry O'Neill was extremely helpful and a key conponent to the process
Reply from Todd Hedger
January 13th, 2025 02:51 PM
I'm really glad to hear about your positive experience with Terry O'Neill. Let us know if there's anything else we can do for you in the future. Thanks for the stellar rating, Colleen!
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Michelle Leesmann
Michelle is extremely knowledgeable about this business and broke everything down so I could understand it. She stayed on top of all my concerns and put me at ease in a situation that is pretty stressful for the first time home buyer. I highly...
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Reply from Michelle Leesmann
January 15th, 2025 03:36 PM
Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
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First State Bank of St. Charles
Michelle is extremely knowledgeable about this business and broke everything down so I could understand it. She stayed on top of all my concerns and put me at ease in a situation that is pretty stressful for the first time home buyer. I highly...
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Reply from Owner
October 3rd, 2025 12:00 AM
Colene, thank you for sharing your experience! We are glad to hear that Michelle and our team made the lending experience easier for you. Congratulations on your new home!
Kelly made the entire process extremely easy and stress free. Would highly recommend her for all your home loan needs
Reply from Kelly Whitwood
January 9th, 2025 06:27 PM
Thank you, Levi, for the great review. I enjoyed working with you again, and wish you both all the best in your new home! May the new year be the best ever!
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Chesterfield
My experience with first state bank mortgage was nothing short of awesome. The staff was extremely helpful in getting us into the home that we wanted to buy. Can’t thank them enough and would recommend them to any of my friends.
Reply from Owner
August 7th, 2025 12:00 AM
EJ, we are ecstatic to hear that we have earned your recommendation! Thank you for placing your trust in us and please let us know if we can assist you in the future.
Jim Yarrington has received a review with 5 star rating from Levi D
Reply from Owner
October 3rd, 2025 12:00 AM
Thank you for the five stars, Levi!
Scott and Traci did a great job advising us on our best options for a loan. Once we started the process, they kept us updated and informed throughout.
Reply from Scott and Traci Turner
January 8th, 2025 06:06 PM
Thanks Rich and Tracey! Loved working with you two again!
Jeff was incredible with communicating exactly what was needed for all of the information he needed to collect. He did a great job of doing everything he could to make this experience smooth and easy.
Reply from Jeff Fetterhoff
January 13th, 2025 05:41 PM
Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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