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First State Bank of St. Charles in Saint Charles, MO

First State Bank of St. Charles, Saint Charles, MO

Saint Charles, MO
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We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have se... Show More
Mortgage
Mortgage Loan Officer
Company Logo
Contact Info
(888) 287-2175
Saint Charles, MO
https://fsbfinancial.com/
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Reviews from Web
  • for
    First State Bank of St. Charles
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    Wayne P
    Posted on April 26th, 2025 12:00 AM
    Michelle made what we expected to be a very stressful process as painless as possible. Her communication throughout the entire process was second to none. The Friday loan progress report was also a very nice and helpful touch. This kept us...
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    Reply from Owner
    October 3rd, 2025 12:00 AM
    Thank you for the kind words, Wayne! We’re so happy your experience with Michelle and our First State Bank Mortgage team went so smoothly.
  • for
    First State Bank of St. Charles
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    Risa B
    Posted on April 26th, 2025 12:00 AM
    Michelle and her team were extremely helpful through every step of the process. They we quick to answer questions and thoroughly explain answers to us because we were new to the process.
    Reply from Owner
    October 3rd, 2025 12:00 AM
    We are glad you chose to work with Michelle and our First State Bank Mortgage team. Thank you for sharing your experience!
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    Jim Yarrington
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    Timothy Y
    Posted on April 26th, 2025 12:00 AM
    Jim Yarrington has received a review with 5 star rating from Timothy Y
    Reply from Owner
    October 3rd, 2025 12:00 AM
    We appreciate your review!
  • for
    Jenny Zillner
    Encompass
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    Patricia A W
    BASEHOR, KS
    Posted on April 25th, 2025 11:02 PM
    Ease of the process & suggestions for our situation from Jenny
    Reply from Jenny Zillner
    April 30th, 2025 11:04 PM
    Helping great customers like you is why I'm in this business. Thank you so much for trusting us with your new home loan and for the great feedback.
  • for
    Kelly Whitwood
    Encompass
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    Angela G
    LEAVENWORTH, KS
    Posted on April 25th, 2025 06:01 PM
    I was unclear about what would be involved at various stages of the home buying process. I was also unclear about what attribof my financial profile werr factored in at various stages of evaluation. I had a quick closing and it ent through...
    read more
    Reply from Kelly Whitwood
    April 26th, 2025 08:29 PM
    Angela, thank you for your feedback on the process. I enjoyed working with you again on your new home! Every borrower has different circumstances, and our goal is to make the process as smooth as possible. Since we work with other entities...
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  • for
    Robert Hill
    Encompass
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    Seth P V
    Edwards, MO
    Posted on April 25th, 2025 04:10 PM
    I cannot say enough good things about working with Robert and Allie! From start to finish, they made the mortgage process smooth, stress-free, and even enjoyable. Their knowledge, professionalism, and dedication to their clients truly set them...
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    Reply from Robert Hill
    April 30th, 2025 04:10 PM
    I really appreciate the feedback and look forward to working with you again.
  • for
    Michelle Leesmann
    Encompass
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    Molly M P
    WASHINGTON, MO
    Posted on April 25th, 2025 03:36 PM
    Everything from start to finish was a smooth process. If there were ever any questions that my husband or myself had they were answered quickly and were very informative. Thank you!
    Reply from Michelle Leesmann
    April 25th, 2025 04:05 PM
    Thank you so much for the kind words! Great clients make it that much easier for us!
  • for
    Julie Sun
    Encompass
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    Xiwen Q
    SAINT LOUIS, MO
    Posted on April 25th, 2025 03:15 PM
    Julie has shown a lot of dedication to our case.
    Reply from Julie Sun
    April 30th, 2025 03:18 PM
    Thank you for the kind words. I hope you enjoy making new memories in your new home.
  • for
    Don MacPherson
    Encompass
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    Gerald T O
    MOSCOW MILLS, MO
    Posted on April 25th, 2025 02:18 PM
    Don made it easy! He went above and beyond to help us secure our loan!
    Reply from Don MacPherson
    April 30th, 2025 02:23 PM
    Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
  • for
    Chris Laughlin
    Encompass
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    Courtney S
    KANSAS CITY, MO
    Posted on April 24th, 2025 03:11 PM
    Chris was extremely helpful and patient. We are first time homebuyers and found him to be very helpful and thorough.
    Reply from Chris Laughlin
    April 24th, 2025 03:17 PM
    Courtney: It was a pleasure helping you with the purchase of your new home. Now we'll just wait for interest rates to come-down... and we'll help you with a no-cost refinance!
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    About
    We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    USDA Loans
    Qualified Mortgage Pre-Approvals
    Our Company

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