First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Terry provided multiple means of communication, and followed up through text and calls when time-sensitive emails had been sent to me.
Reply from Terry & Peter O'Neill
July 12th, 2025 08:04 PM
I really appreciate the feedback and look forward to working with you again.
Jim Yarrington was amazing—quick, personable, and truly gave 100% effort every step of the way. We felt supported and in great hands throughout the entire process. Highly recommend!
Reply from Jim Yarrington
July 12th, 2025 06:19 PM
Thank you for the kind words. I hope you enjoy making new memories in your new home.
Jim was simply outstanding. He was helpful, patient, and knowledgeable, which made this process much smoother. He will assist you at any time of day and is dedicated to doing everything possible for you.
Reply from Owner
July 12th, 2025 10:06 PM
Vanessa, it was a pleasure to help you and Michael with your home purchase. And, what a great home too. It is my pleasure to help veterans and all active duty personal with their mortgage needs. And, I cannot say enough to say, 'Thank You to...
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Jim was simply outstanding. He was helpful, patient, and knowledgeable, which made this process much smoother. He will assist you at any time of day and is dedicated to doing everything possible for you.
Reply from Jim Yarrington
July 12th, 2025 03:12 PM
Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
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Rick was proactive in communicating with us and acted in a professional manner as he nudged us along the process to avoid unnecessary delays.
Reply from Rick Whisman
July 7th, 2025 07:43 PM
Tom, I appreciate your feedback for your experience. You and Tammy are always a pleasure to deal with!
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Chesterfield
Chesterfield has received a review with 5 star rating from Tom Y
Reply from Owner
August 4th, 2025 12:00 AM
Thanks for the wonderful rating, Tom!
Jim Yarrington has received a review with 5 star rating from Brian S
Reply from Owner
July 7th, 2025 01:04 PM
Brian, thanks for the 'stars'. It was good to catch up with you and to follow up on your concern after closing. Stay in touch and thanks again for the kind words
Y
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Phil was incredibly responsive. His years of experience and knowledge are obvious, and I trusted him completely. As a first time home buyer, he really "held my hand" throughout the process, was very supportive and kind. Super pleasant to work...
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Reply from Phil Scaglia
July 11th, 2025 03:40 PM
Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
The attention to detail, as well as the very thorough communication made this experience amazing. Not having the stress and worry regarding the financing of the home was a tremendous relief!
Reply from The O'Neill Team
July 7th, 2025 02:13 PM
Thanks for your kind words Wes. We thoroughly enjoyed working with you and Vanessa, and enjoy your great new home!
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Good communication. Frequent updates.
Reply from Phil Scaglia
July 10th, 2025 12:05 PM
Thanks for the great feedback. I hope you enjoy your new home!
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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