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First State Bank of St. Charles in Saint Charles, MO

First State Bank of St. Charles, Saint Charles, MO

Saint Charles, MO
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We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have se... Show More
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5 Star
97%
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2%
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Reviews from Web
  • J
    Jeremy H
    Posted on December 21st, 2025 12:00 AM
    Randy Robinett has received a review with 5 star rating from Jeremy H
    Reply from Owner
    January 3rd, 2026 12:00 AM
    Thank you, Jeremy, for the 5-star rating! We truly appreciate your support and are glad you chose to work with our team.
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    Christopher M D
    SAINT LOUIS, MO
    Posted on December 20th, 2025 07:59 PM
    Russ and the team were awesome. Thanks guys!
    Reply from Russ Bray
    December 25th, 2025 08:00 PM
    Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
  • R
    Robert L
    WENTZVILLE, MO
    Posted on December 20th, 2025 04:17 PM
    Rick went out of his way to make sure everything was taken care of. He went above and beyond helping us get into the best situation possible. He gave very sound advice that allowed us to make the best choices for our family.
    Reply from Rick Whisman
    December 22nd, 2025 05:01 PM
    Rob, thanks so much for your consideration in placing your transaction with me. I also value your input and feedback.
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    Megan E P
    WENTZVILLE, MO
    Posted on December 20th, 2025 06:28 AM
    great communication!
    Reply from Russ Bray
    December 25th, 2025 02:58 PM
    Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
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    First State Bank of St. Charles
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    Chris D
    Posted on December 20th, 2025 12:00 AM
    First State Bank of St. Charles has received a review with 5 star rating from Chris D
    Reply from Owner
    January 3rd, 2026 12:00 AM
    Thanks so much for the 5 stars, Chris! We’re happy to have been part of your experience.
  • A
    Alexa L S
    ELLISVILLE, MO
    Posted on December 19th, 2025 06:10 PM
    Rick was able to explain the loan process in a way that I understood it. He also kept me informed about the set backs due to the condo insurance. Then he did everything he could to make sure that I could still close on the day I wanted to.
    read more
    Reply from Rick Whisman
    December 19th, 2025 06:21 PM
    Alexa, thanks so much for your input regarding your experience! It was a pleasure to help you get into your first home.
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    Michael L
    SAINT LOUIS, MO
    Posted on December 19th, 2025 05:30 PM
    Brad was very knowledgable and great at explaining the process. He was also very hands on informing me of changes as often as possible.
    Reply from Brad Fink
    December 24th, 2025 05:31 PM
    Thank you for the nice review. I enjoyed working with you on your new home purchase.
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    Julie A S
    CADIZ, KY
    Posted on December 19th, 2025 06:23 AM
    The communication was excellent . Shad kepted us infomed through all the stages of the process. Always willing to take our calls to answer any questions.
    Reply from Shad Lager
    December 24th, 2025 09:44 PM
    Thanks for the great feedback. I hope you enjoy your new home!
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    Alexa S
    Posted on December 19th, 2025 12:00 AM
    Rick was able to explain the loan process to me so that I understood it the first time. He also kept me informed about the condo insurance set back and he was able to still get everything ready so that I could close on time
    Reply from Owner
    January 7th, 2026 12:00 AM
    Thank you, Alexa! We’re so glad to hear Rick took the time to clearly explain the process and keep you informed along the way. We appreciate you trusting us and are happy everything came together for an on-time closing.
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    Claire T
    SAINT CHARLES, MO
    Posted on December 18th, 2025 03:40 PM
    N/A....:..
    Reply from Shad Lager
    December 23rd, 2025 03:41 PM
    Thank you for taking the time to provide feedback. I hope your move went smoothly as you start this new chapter!
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    About
    We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    USDA Loans
    Qualified Mortgage Pre-Approvals
    Our Company

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