Embrace Home Loans, Inc., Middletown, RI

Middletown, RI

4.92

(76,605)

Mortgage

Mortgage Loan Officer

Contact Info

(800) 333-3004

Middletown, RI

https://www.embracehomeloans.com

Location & Business Hours

Business Hours

Wed

9 AM to 5 PM

Thu

9 AM to 5 PM

Fri

9 AM to 5 PM

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4.92

(76,605)

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5 Star

96%

4 Star

3 Star

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1 Star

Everything is smooth, no hussle. Easy to communicate.

Reply from Kathy Morris

March 11th, 2026 05:38 PM

I'm glad that everything went smoothly for you, Marvin. Communication is key, and I'm pleased it met your expectations. Should you have any questions in the future, feel free to get in touch. I'm here to assist whenever needed.

Soni with Annie Mac Mortgage came through for me when everyone else was approving me for very low to nothing. I was skeptical at first because I had never heard of them before but they are the real deal. Soni and her partner Mitan are the best....

All of the steps were so easy to follow and keep track of in the app. Everything was always explained to me and any questions were always answered promptly.

Reply from Michael Puorro

March 10th, 2026 07:59 PM

Julie, I'm really pleased to hear that you found the process easy to follow and track through the app. It's important to me that everything is clearly explained and questions are addressed swiftly. If you have any more questions or need further...

Guy's awesome, very helpful, friendly, very responsive, highly recommended if you are a first time home buyer

Reply from Guy Silas

February 23rd, 2026 08:52 PM

On behalf of our Embrace Home Loans team, we are grateful for your kind comments! More than that, we are thankful that you trusted us to support your first-time buyer journey. Wishing you many years of happiness and prosperity in your home.

The Very Best in The Business!!! Guaranteed Great and Understanding Service!

The Best In The DMV, Thank You Very Much Mrs.Vicki Kiser!!!

Reply from Victoria Kiser

March 7th, 2026 10:53 PM

Marcel! Thank you so much for your five-star review! Thank you for your patience and perseverance... I am so pleased to have assisted you with purchasing your first home. Congratulations!!

Karla and her team were very communicative and made sure I understood every step along the way.

Reply from Karla Melgar

March 10th, 2026 02:45 PM

It's great to hear that you felt well-informed and supported throughout the process, Ethan. Making sure you understand every step is a priority for me, and I'm glad my team's communication met your expectations. If you need anything else or...

Donny Panasis has very clear communications skills during the whole loan process, timely updates and is always available seven days a week. It is so refreshing to have someone return phone calls immediatelty but if not able to, he will text....

Reply from Donny Panasis

February 23rd, 2026 06:15 PM

I appreciate your kind words, Vicki. I'm glad to hear that my communication and commitment have made the loan process smoother for you. Being available and responsive is important to me, and it's rewarding to know it has had a positive impact...

Mackenzie and her team are always exceptional to work with. From approvals to running numbers for offers and payments to helping us navigate some issues that arose with the condition of the home they went above and beyond as always

Very knowledgeable and ensured we were taken care of !

Reply from Donny Panasis

February 23rd, 2026 06:21 PM

I'm pleased to know that you found my guidance informative and that you felt well-supported, Mitchell. It's important to me that my clients are thoroughly informed and comfortable throughout the process. If there's anything more I can do for...

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About

Since 1983, we’ve been helping homebuyers and homeowners get the financing they need to buy a new home, refinance an existing mortgage, or consolidate high-interest debt. Customer satisfaction is our highest priority (we continue to win awards), and we are always developing new loan products to fit the individual needs of our borrowers. When you work with us, you’ll discover why getting a mortgage is so much better when you Embrace it.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Mortgage Refinance

Year Started

1983

Time Zone

Eastern Standard Time (EST)

Disclaimer

Embrace Home Loans, LLC. is an Equal Housing Lender

Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us

Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.