

Central Trust Bank - Main, Jefferson City, MO
Meet Your Goals with the Right Mortgage Loan
Jefferson City, MO

Home loans and mortgage services with a more personal touch!
We review your unique financial situation and goals to get you prequalified and ready for the home search.
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closed
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Reviews from Web
I am working 12 hrs a day and for almost 22 days, so getting back to C.O was sometimes hard but he always made things happen in background and always had great communication throughout the process.
Reply from C.O. Scheffer
December 22nd, 2025 02:25 PM
Managing a busy schedule can be challenging, so I'm glad I could assist you effectively, Raj. I'm pleased to hear that clear communication and handling tasks in the background have made things easier for you. If there's anything more I can...
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Great experience
Reply from C.O. Scheffer
December 22nd, 2025 02:25 PM
I'm glad to hear that you had a great experience, Pinal. If you have any further feedback or need anything else, please feel free to let me know.
All my questions were answered and robin was very easy to work with !
Meegan was incredible to work with and is a great communicator!
Very personable
Reply from Kammerzell Team
August 7th, 2026 02:03 PM
Katherine - We appreciate your allowing us the opportunity to assist you with your important mortgage process. We hope your year is going well. Wishing you the best. Mike
We originally had an amazing experience refinancing our 30-year mortgage to a 15-year 3.25% mortgage with C.O. at Central Bank in 2012. Unfortunately we had some major financial hardships pile up over the past few years that decimated our savings,...
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Reply from C.O. Scheffer
December 19th, 2025 10:10 PM
Your feedback is genuinely appreciated, Nina. I'm relieved to know that I could assist in finding a solution that better fits your needs and gives you room to plan ahead. It's good to hear the loan process went smoothly, and it’s encouraging...
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Matthew is very responsive - my wife and I have had Matthew help us with 4 mortgages now, and he always takes the time to explain the concepts to us and set us up for success. Appreciate Matthew taking the time to explain concepts to folks...
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Taylor made it easy!
Reply from Taylor Love
January 26th, 2026 08:31 PM
Happy I could help! Thanks, Patty!
Pattie was very easy to talk to, personable. She kept us well informed and everything went smoothly
Reply from Pattie Kovolyan
December 19th, 2025 04:20 PM
I'm pleased to hear that you found it easy to talk with me, Jacqueline. Keeping you informed and ensuring everything goes smoothly is always my goal. Thank you for your kind words and for choosing to work with me at Central Trust Bank. If there's...
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Your team provided us with exceptional assistance.
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About
Home loans and mortgage services with a more personal touch!
We review your unique financial situation and goals to get you prequalified and ready for the home search.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Our Company
Time Zone
Central Standard Time (CST)
Disclaimer
The Central Trust Bank NMLS ID # 407985