Matthew Heard
Mortgage Loan Officer | NMLS# 1108602
Matthew is your experienced and dedicated lending professional with 15 years of experience. His mission is to provide the highest level of integrity and service in assisting all of his customers and clients in their mortgage needs. Ensuring... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM(Open now)
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
Great experience with this team! Professional, responsive, and easy to work with. They made the entire process smooth and stress-free.
I didn't really get to deal with Mr. Heard personally, but his team was very professional and helpful.
Friendly, supportive and very communicative people.
Reply from Matthew Heard
October 16th, 2026 06:22 PM
Julie, I'm glad to hear that you found the team at Central Bank friendly and supportive. Your kind words about our communication mean a lot to me, and I appreciate your feedback.
The first two appraisals on my house we have a well we do not use it but we do have the well it may no difference on the appraisal and it did not make us pay a higher percentage, this time we are penalized, and have to pay a higher percentage...
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Reply from Matthew Heard
August 25th, 2026 04:44 PM
Darline, I appreciate you sharing your experience with me. I'm sorry to hear about the concerns regarding the appraisal and interest rates. Please reach out to me directly so we can discuss this situation further and find a solution that works...
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Thanks Matt for putting this all together for us! Very understanding and flexible with our situation and timing.
Matthew made the process smooth and quick. Will be back down the road again and recommend to others.
Matt was most helpful and personable person we met in this whole experience. He was there for us day and night, and we honestly could not have done this without him! From the tiniest of questions to crazy circumstances, he had it handled and...
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Mr. Heard was super nice and explained everythin to us, answered all our questions and was super honest. The entire process was very easy and I will most definitely make him and Central Bank my go to from now on.
Matthew and his team were wonderful. Great experience.
Made the whole process stress free and simple.
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About
Matthew is your experienced and dedicated lending professional with 15 years of experience. His mission is to provide the highest level of integrity and service in assisting all of his customers and clients in their mortgage needs. Ensuring a client fully understands their available options is Matthew’s number one priority; it’s something he takes great pride in. He understands how crucial it is to ensure you are making the best choice for your family and their financial needs. A home is one of the largest purchases most people make in their lives. Let’s make sure Matthew can help you do it the right way. Matthew looks forward to providing you with exceptional expert service.
Products & Services
Mortgage Loan Officer
FHA Home Loan
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 1108602
Disclaimer
Equal Housing Lender | Member FDIC The Central Trust Bank NMLS ID # 407985