

Central Trust Bank - Main, Jefferson City, MO
Meet Your Goals with the Right Mortgage Loan
Jefferson City, MO

Home loans and mortgage services with a more personal touch!
We review your unique financial situation and goals to get you prequalified and ready for the home search.
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Reviews from Web
Brad was very diligent; on top of proactive communication and very professional. He is an asset to Central Bank.
Reply from Brad Lingle
March 1st, 2026 10:01 PM
You were a pleasure to work with, Al. Thanks for the great review.
Leah was exceptional! Very transparent, helpful, and not just another person behind a screen. She was there for ke the entire way, which was a LONG time!
Reply from Leah Young
April 8th, 2026 03:53 PM
Well, thank you Dylon! We did have a long journey, didn't we? But I enjoyed it and working with you to get you into the perfect home!
Every step of this process was well explained and questions were answered thoroughly.
Reply from C.O. Scheffer
March 2nd, 2026 04:51 PM
I'm glad to hear that you felt well-supported throughout the process, Mike. Ensuring clarity and thorough answers to all your questions is a priority for me. If you have any further inquiries or need assistance moving forward, please feel free...
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Scott is an expert in finding and matching funding options to the need. He and his team made the process easy and quick AND saved us money. That is a rare outcome and much appreciated.
Reply from Scott Seaman
March 4th, 2026 07:36 PM
Thank you, Chris! So excited for you and happy we found a great (and cheaper) solution than what you originally anticipated! Win, win, win, right? :-)
Great communication and service from day one.
Very accessible and helpful to us! C.O. is great!
Reply from C.O. Scheffer
March 2nd, 2026 04:52 PM
I appreciate your feedback, Angus. It was great working with you again. If there’s anything more I can do or any questions you have in the future, please feel free to reach out. Congratulations on your new home!!
Terry was very responsive and knowledgable. He answered all of our questions thrououghly and took the time to explain things I didn't understand. He sent rates whenever they changed and stayed on top of the process the whole time. I felt very...
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Just amazing help and customer service handling our new home purchase!
Thanks!!!!!!!!
Reply from Ray Hernandez
April 16th, 2026 11:41 PM
I'm grateful for your appreciation, Juan! If there's anything else you need, feel free to let me know.
It was an easy process with the help from Bill. Never had a problem with communication or questions and answers. It's been a pleasure
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About
Home loans and mortgage services with a more personal touch!
We review your unique financial situation and goals to get you prequalified and ready for the home search.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Our Company
Time Zone
Central Standard Time (CST)
Disclaimer
The Central Trust Bank NMLS ID # 407985