

Luminate Bank, Minneapolis, MN
Minneapolis, MN

At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Always a great experience!
Loan closed smoothly.
Great experience!
Reply from Leo Anzoleaga
August 20th, 2025 12:26 PM
Thank you, Shane, for leaving such a positive review. I'm pleased to hear that you had a great experience with me at Luminate Bank. Ensuring that your needs are met and providing a smooth process is always my aim. If there's anything more I...
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There is so many great things that I could list about Mike Campbell & his team, but this page won't give me enough characters. Mike was the very first person that would take the time of day to sit and have a conversation with us about where...
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Reply from Owner
September 17th, 2025 07:25 PM
It truly means a lot to me to hear such heartfelt feedback. I’m really pleased that I could be there to support and guide you through your first home buying journey. The trust you've placed in me is something I deeply value, and it’s great...
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There is so many great things that I could list about Mike Campbell & his team, but this page won't give me enough characters. Mike was the very first person that would take the time of day to sit and have a conversation with us about where...
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Reply from Mike Campbell
August 15th, 2025 02:36 PM
Kortney, thank you so much for sharing your experience. I'm truly touched to hear about the level of trust and confidence you felt during your home-buying journey. It was a privilege to support and guide you from start to finish, and I'm glad...
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Communication with buyer is the best I have ever seen
Reply from Milissa Ommen
August 31st, 2026 02:46 PM
Your feedback is greatly appreciated, Dustin. I strive to keep communication clear and efficient during the process, and it means so much to know it made a positive impact. Thank you for sharing your thoughts!
I recently applied for a reverse mortgage through Tim Oddo. He was very helpful throughout. The process was carefully handled, timely, and professional. I would recommend Tim and his colleagues to anyone interested in seeking help in securing...
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Reply from Owner
December 17th, 2025 01:35 AM
Thanks Kathy - it was a pleasure helping you with this Reverse Mortgage. Congrats!!I’m grateful to help homeowners in Castle Rock, and Parker explore reverse mortgage HECM solutions and feel confident using their home equity in retirement....
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you guys did a awesome job! We appreciate all the work you did for us and we will definitely be sending people your way.
Steve was awesome.
Highly recommend his services.
Reply from Steven Birk
June 12th, 2026 04:52 PM
James, I appreciate your kind words and recommendation. I'm glad to know you had a positive experience with my services. If you ever need assistance in the future, please don't hesitate to reach out.
The underwriting process was frustrating:- Multiple iterations of requests from the underwriters, and multiple requests for documents already submitted. - The final 'clear to close' notice was received within 72 hours of our closing date.-...
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About
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Our Company
Time Zone
Pacific Standard Time (PST)
Disclaimer

Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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