

Luminate Bank, Minneapolis, MN
Minneapolis, MN

At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Matt has always taken the time to answer any questions I had and explained things well. 10/10 I would recommend him!
great communication of what was needed to move the loan forward
I loved Caleb's easy to read and understand charts on different financing options. He knows how to speak my language when it comes to charts. He was kind and very patient with any questions we had. Would definitely recommend him to others....
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Reply from Caleb LeGrand
January 26th, 2026 10:50 PM
Thank you so much, Melissa! We’re thrilled to hear that Caleb’s charts made the financing options clear and easy to understand—he’ll love knowing he was speaking your language! We truly appreciate your kind words, your trust, and your recommendation....
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Steve was outstanding from start to finish. His expertise is obvious, but what really sets him apart is his willingness to answer every question—no matter how small—clearly and patiently. He took the time to explain options, walk through scenarios,...
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Reply from Steven Birk
June 12th, 2026 04:03 PM
Imad, thank you for your thoughtful review. I'm glad to hear that you felt supported and informed throughout the process. It's important to me to ensure that all your questions are answered clearly and that you never feel rushed. If there's...
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Better communication.
I had a great experience working with my lender. He was knowledgeable, responsive, and made the entire process smooth and stress-free from start to finish. Every question was answered clearly, and I always felt supported and informed. I truly...
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Dave Cook was recommended to me by a friend, and I’m so glad I worked with him. Even though Dave is based in Denver and my new property is in DC, the entire process was completely seamless. I didn’t have a real estate agent—which can be nerve-wracking—but...
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Reply from Owner
January 21st, 2026 05:06 PM
Arielle, thank you for such a thoughtful review. It was truly a pleasure helping you navigate your purchase in DC, and I’m grateful you trusted me even from across the country. Buying without a real estate agent can feel overwhelming, so I’m...
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Michelle, is always a genuine advocate for us. Communication is clear, and the action is always at the best time. For instance, we were ready months ago and through Michelle guidance, we decided to let her watch the market and many other factors!...
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Succesful closing, good communication, no issues!
Reply from Lorrie McClaskey
January 20th, 2026 08:28 PM
Thank you for you review Erika. Is there something I could have done better to warrant a 5 in your opinion? I strive for excellent ratings as that drives business. Any feedback is greatly appreciated.
Michelle and her team were fantastic from the start! They were very patient and clear with expectations and next steps throughout the process, and helped ease my stress.
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About
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Our Company
Time Zone
Pacific Standard Time (PST)
Disclaimer

Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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