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Chris Fulton - Luminate Bank
Loan Originator

At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Chris showed me a great level of Professionalim sometimes lost in our business today .
Reply from Chris Fulton - Luminate Bank
May 9th, 2026 04:33 PM
When you work with my team you are given personalized service. Thank you for the 5 star review!
I’ve worked with Chris Fulton for years and he’s one of the lenders I regularly refer my clients to. He recently helped my daughter and son-in-law with their home financing and did a fantastic job. Chris is knowledgeable, responsive, and communicates...
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Reply from Owner
May 9th, 2026 04:34 PM
I appreciate you more than you know! Thank you for the continued support!
Chris Fulton has been a trusted lending partner of mine for years. He recently helped my daughter and son-in-law with their home financing, and I couldn’t have asked for a better experience for them. Chris is responsive, knowledgeable, and...
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Reply from Chris Fulton - Luminate Bank
May 9th, 2026 04:36 PM
Looking forward to many years to come! Thank you as always for all of the positive feedback!
Chris did a fantastic job. He was out in front of everything problem. I would recomend. him very highly. Chris is one of the best Mortage profeesionals I have used in my 25 years of Saling real estate.Mike MaloneyDirector of Premier Associates...
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Reply from Chris Fulton
May 9th, 2026 04:37 PM
Thank you Mike for the 5 star review! We make a great team! I look forward to working with you again soon!
Chris from Luminate Bank is truly a professional. His communication was beyond any expectations. He kept us informed 7 days a week. His ability to guide us through the process made it so easy for us. We highly recommend Chris and Luminate Bank...
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Reply from Owner
February 27th, 2026 11:29 PM
Congratulations on your new home purchase! Michele and I appreciate all of your quick responses. Thank you for trusting us to close your loan. Please let me know if there is anyone else that you know that we can help.
Chris’s communication was beyond any expectations. He kept us informed 7 days a week and his ability to guide us through the process made it so easy for us. He is truly a professional.
Reply from Chris Fulton - Luminate Bank
February 27th, 2026 11:30 PM
Thank you very much for the glowing review and congratulations on your closing. We appreciate you working with us and trusting us to close your loan. If you know anyone else who could use our services, please let me know.
Chris truly went above and beyond! Given his tireless work, attention to detail and continuous communication, we were able to successfully complete this closing.in a timely manner. Thank you, Chris for going above and beyond to make this happen...
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Reply from Owner
February 5th, 2026 05:42 AM
Thank you Dana for the great review! You really went over and above to help this client, who then turned around and didn't do what he said he would do. Thankfully we still got it done! I look forward to working with you again soon!
Chris truly went above and beyond to close my clien'ts loan. He worked things out when everything seemed to be at a dead end. With his tireless work and attention to detail and continuous communication, we were able to successfully complete...
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Reply from Chris Fulton - Luminate Bank
January 31st, 2026 09:10 PM
Thank you Dana for the great review! You really went over and above to help this client, who then turned around and didn't do what he said he would do. Thankfully we still got it done! I look forward to working with you again soon!
Better communication.
I have bought and sold 14 propertiesin Deforest, Madison, Lady Smith, and Stevens Point, Wisconsin, Anaheim Hills and Huntington Beach, California, 2 in Trophy Club, Texas, Holly Springs and Pinehurst, North Carolina, Pensacola and Gulf Breeze,...
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About
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Search Rank ScoreLearn More →
672
/850
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Memberships
- NMLS
- President of Sertoma Club of Greater Sarasota
- Realtors Association of Sarasota and Manatee
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Addresses and Serving Areas
Year Started
2015
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #1359451
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Awards
Sertoman of the Ye...
Achievements
- Sertoman of the Year Award
Hobbies
- Family
- Fishing
- Soccer
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Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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