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Chris Fulton - Luminate Bank
Loan Originator

At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Chris Fulton - Luminate Bank has received a review with 5 star rating from Hayley L
Chis was excellent! He is very knowledgeable, attentive and professional. It has been a pleasure working with him.
Chris Fulton - Luminate Bank has received a review with 5 star rating from Alex F
Chris was a great help during this whole process, he was very communicative and answered any questions I had. I would definitely recommend him to anyone looking for a lender for property.
My clients and I felt very comfortable working with Chris. He is very knowledgeable and took the time to answer ALL of our questions. DPA is what my clients needed and he handled that perfectly. Loan approval was met early in the process with...
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Reply from Owner
June 17th, 2026 02:08 PM
Thank you for your 5 star review. We did a great job for the buyers! I look forward to closing many more with you in the future!
My clients did not choose the lenders I provided, they found Chris on Google and he answered all of their questions. I met him and he was very pleasant and I felt comfortable partnering with him. Where other lenders failed, he excelled. He...
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Reply from Chris Fulton - Luminate Bank
June 17th, 2026 01:26 PM
Sometimes, things actually do happen for a reason! I am always happy to help and look forward to many more smooth closings!
Chris showed me a great level of Professionalim sometimes lost in our business today .
Reply from Chris Fulton - Luminate Bank
May 9th, 2026 04:33 PM
When you work with my team you are given personalized service. Thank you for the 5 star review!
I’ve worked with Chris Fulton for years and he’s one of the lenders I regularly refer my clients to. He recently helped my daughter and son-in-law with their home financing and did a fantastic job. Chris is knowledgeable, responsive, and communicates...
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Reply from Owner
May 9th, 2026 04:34 PM
I appreciate you more than you know! Thank you for the continued support!
Chris Fulton has been a trusted lending partner of mine for years. He recently helped my daughter and son-in-law with their home financing, and I couldn’t have asked for a better experience for them. Chris is responsive, knowledgeable, and...
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Reply from Chris Fulton - Luminate Bank
May 9th, 2026 04:36 PM
Looking forward to many years to come! Thank you as always for all of the positive feedback!
Chris did a fantastic job. He was out in front of everything problem. I would recomend. him very highly. Chris is one of the best Mortage profeesionals I have used in my 25 years of Saling real estate.Mike MaloneyDirector of Premier Associates...
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Reply from Chris Fulton
May 9th, 2026 04:37 PM
Thank you Mike for the 5 star review! We make a great team! I look forward to working with you again soon!
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About
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Memberships
- NMLS
- President of Sertoma Club of Greater Sarasota
- Realtors Association of Sarasota and Manatee
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2015
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #1359451
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Awards
Sertoman of the Ye...
Achievements
- Sertoman of the Year Award
Hobbies
- Family
- Fishing
- Soccer
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Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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