

Luminate Bank, Minneapolis, MN
Minneapolis, MN

At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Cam was easy to work with, explained everything clearly, and got things done quickly!
“She is absolutely amazing to work with! She has great communication and always responds quickly, which makes everything so much easier and less stressful. She is very experienced, knowledgeable, and truly helpful with every step of the process....
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Reply from Angie Gerhardson
May 12th, 2026 08:14 PM
Wow Corrisa! This is probably one of the sweetest and most heartwarming reviews I have ever received. I can't possibly thank you enough! You and John were so wonderful to work with, and I am so extremely happy for you. :) I can't wait for Chris...
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Scott was on top of everything. We were a difficult case and he found us real options and solutions!
Reply from Scott Mertens
June 2nd, 2026 02:54 PM
Thanks so much, Jennifer! Not every loan follows a straight path, but I appreciate your patience and teamwork throughout the process. Congratulations on reaching this exciting milestone!
Working with Geoff was such a great experience from start to finish. He is incredibly knowledgeable, professional, and always available to answer ever question I had throughout the process. Buying a house can be very stressful and he made everything...
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Reply from Geoff Huetten
August 31st, 2026 11:54 PM
Humbled by your kind words and grateful to have had the opportunity to work with you. Working with you was truly a pleasure and I appreciate you more than I could ever say. Thank you for being you Christine :)
They made buying my first house an amazing one!
Reply from Lorrie McClaskey
May 27th, 2026 03:34 PM
Hayden, I'm so glad to hear that buying your first house was a great experience with us at Luminate Bank. Your kind words mean a lot, and I'm thankful for the opportunity to assist you.
Scott Murtens and Luminate got my difficult loan approved and funded on time with all the communication you could ask for.
Scott was always optimistic, explored multiple avenues to get our difficult situation funded, kept us informed along the way, worked while he was on vacation and ultimately got us funded in time to close on our original closing date.
Reply from Scott Mertens
June 2nd, 2026 02:52 PM
Thanks, Mitchell! Helping great clients is worth checking a few emails from vacation. Congratulations on your new home, and thank you for trusting me throughout the process!
Very easy to work with. Quick answers to my questions. Knowledgeable. Makes a somewhat stressful process more enjoyable.
So easy to work with. Quick answers to my questions. Very reassuring through the process.
Great on time commuinaction
Reply from Liz Peter
May 13th, 2026 01:49 PM
I'm glad to hear that you appreciated the timely communication, Shari. Your feedback is valued and motivates me to continue providing the best service possible.
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About
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Our Company
Time Zone
Pacific Standard Time (PST)
Disclaimer

Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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