
C
Colin Ramirez
Loan Officer

Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
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9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Colin made the whole buying process smooth. He was quick to answer any questions, give me any updates, and was frequently checking in with me. Plus, he was willing to work in the evenings after I got off work to walk through application forms...
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Reply from Colin Ramirez
May 26th, 2026 04:28 PM
Michael, I appreciate your kind words and am glad to hear that the buying process went smoothly for you. It's great to know that my efforts to provide timely updates and accommodate your schedule were helpful. If you ever need further assistance...
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Smooth transaction
Reply from Colin Ramirez
May 26th, 2026 03:05 PM
Trey, I'm glad to hear that the transaction went smoothly for you. If there's anything else you need or if you have any questions in the future, please feel free to reach out.
As first time home buyers, we had a lot of questions and didn't always know what to expect but Colin made the entire process so much easier. He was always available when we needed him, took the time to explain everything in a way we undersfood,...
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Reply from Colin Ramirez
April 23rd, 2026 03:01 PM
Colby, I'm pleased to know that I could help make the home buying process easier for you as first-time buyers. I appreciate your kind words about my availability and efforts to keep you informed. If you ever have more questions or need assistance...
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Colin informed me on a lot of information that I was not aware of. Also his communication during closing time ensure we would close on time.
Reply from Colin Ramirez
April 15th, 2026 07:20 PM
Jacob, I'm grateful to hear that the information I provided was helpful and that my communication ensured a timely closing. If there's anything else you need or any further questions you have, please don't hesitate to reach out.
Great communication! Colin and his Team did a great job keeping me and my client constantly updated every step of the way. Looking forward to the next transaction!
Reply from Colin Ramirez
April 6th, 2026 04:21 PM
I'm glad to hear that you appreciated the communication throughout the process. Keeping both you and your client updated at every step is something I strive for. I look forward to working together on future transactions as well. If there's...
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experience. Colin team were very helpful on getting my client to the finish line.
Reply from Colin Ramirez
January 12th, 2026 02:14 PM
Thank you for sharing your feedback. I'm glad to hear that my team and I were able to assist in getting your client to the finish line. If there's anything more you need or if you have further questions, please feel free to get in touch.
Consistent communication and explanations of the entire refinance process was very beneficial, not only to get this closed out as soon as possible, but help us understand the whole process for any future refinances down the road.
Reply from Colin Ramirez
January 8th, 2026 05:08 PM
I'm pleased you found the consistent communication and explanations helpful throughout your refinance process. It's great to know that it provided clarity not just for now, but also for any future refinancing you might consider. If you have...
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Collin was excellent at helping me through buying my first home. I would highly recommend him for any lending needs.
Reply from Colin Ramirez
January 7th, 2026 06:07 PM
Ashley, I'm really glad to hear that you had a positive experience with me during your first home purchase. I truly appreciate your recommendation and am pleased to have been able to assist with your lending needs. If you ever have more questions...
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I appreciated it the educational information as well as step wise guidance through the process. I have heard horror stories of the home buying process, and ,honestly, this was very concise and straightforward. There were certainly issues along...
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From seeing the house and getting the keys it took 1 month and 1 day colin helped us get the ball going quickly thanks again!
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
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Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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