

Cole Holmes
VP, Texas Region Sales

Legend has it that the word "Cole" originated from an old term meaning "loves to serve." As a Producing Branch Manager, it's Cole's mission to provide you with a second-to-none experience by delivering proactive communication, so you don't ... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
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Reviews from Web
I wanted to take this opportunity to recommend Cole and his amazing staff. They helped me through the entire process, were very patient, kind, and knowledgeable. I give them 5 stars and recommend them to anyone needing a mortgage.
Reply from Owner
December 4th, 2017 12:00 AM
Thank you so much! We are thrilled to hear you had a great experience with Cole and the entire team at Waterstone Mortgage.
I worked with Cole and his team on a purchase loan last summer. It was the smoothest loan I have ever done! Cole and his team were amazing! They walked me through every step of the process. They communicated frequently and effectively. Everything...
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Guy is stand-up, honest, and one of the smartest individuals I know. After dealing with multiple lenders/brokers, I can confidently say you would not have to deal with mistakes of many so called professionals, within the industry (unfortunately...
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Cole and his team were with me every step of the way and answered all of my questions quickly. I was kept up to do date on additional documents needed and my closing timeline. Would use them again without question. You can't go wrong with Cole...
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Reply from Owner
August 2nd, 2017 12:00 AM
Wow, thank you for your kind words! It's so helpful to work with a loan originator who answers all your questions - and quickly, too. We're thrilled that Cole provided you with a worthwhile experience. Don't be a stranger!
The staff treated me as if mine was the only loan they had. Constant communication with loan status and quick to reply to all questions. If I ever need another mortgage they will be my only call.
Reply from Owner
May 19th, 2017 12:00 AM
Isn't it great to have a clear line of communication during a process as important as buying a home? We're happy to know your experience with Cole was quick and smooth. We look forward to being your one and only mortgage call!
I was kept well informed throughout the entire loan process. The lending team were very thorough and helped me with any questions I had. I would highly recommend Cole and Waterstone to anyone needing a mortgage or refinance!
Reply from Owner
April 28th, 2017 12:00 AM
Thank you Jeff - I sincerely appreciate your trust and confidence in me and my team. I realize there is an abundant supply of mortgage companies and loan officers - thank you, it was an honor to serve you. -Cole
Cole's process and communication were outstanding. I am a repeat client that will look to Cole for any future lending needs. It is refreshing to find someone who does what they say they are going to do. I would recommend Cole to anyone.
Reply from Owner
March 27th, 2017 12:00 AM
Thank you so much for your kind review! Cole does an amazing job at communicating with his clients and we are happy to hear you have worked with him on multiple occasions. We look forward to working with you again in the future!
From beginning to end Cole and his team made this process enjoyable. They are very knowledgeable and stay on top of every moving part of the loan process.
Reply from Owner
March 24th, 2017 12:00 AM
Thank you! Cole does a wonderful job making sure his clients are educated throughout the process, we are happy to hear you had a great experience working with him! We look forward to working with you again in the future!
Cole Holmes goes above and beyond what is expected for his clients! He basically delights his clients and delivers exceptional results. He truly cares about the individual needs of his clients. Cole has closed 2 different loans for me and I...
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Reply from Owner
March 24th, 2017 12:00 AM
It is important to work with a lender who understands your needs and we are thrilled to hear that Cole went above and beyond. We look forward to working with you on your next purchase or refinance! Don't be a stranger!
Process was straightforward and easy to understand. Documents requested orderly, and able to scan them in and forward, which is much easier. Couldnt have been more business like.
Reply from Owner
March 10th, 2017 12:00 AM
We always strive to make our loan process easy and straightforward, and we are glad that Cole was able to do that for you. Congratulations on your home, we hope to work with you again in the future!
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About
Legend has it that the word "Cole" originated from an old term meaning "loves to serve." As a Producing Branch Manager, it's Cole's mission to provide you with a second-to-none experience by delivering proactive communication, so you don't have to be reactive.
Cole has more than two decades of experience in residential lending, including home purchases, refinances, and cash-out refinances. He holds the Certified Mortgage Planning Specialist (CMPS) designation, blending mortgage planning with financial planning. Most importantly, he and his team put the "FUN" back in "FUNding"!
Products & Services
Mortgage Loan Officer
Construction Loan
Bridge Loans
Adjustable Rate Mortgages
Fixed-Rate 40-Year Mortgage
Cash-Out Refinances
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #206857
Awards
Disclaimer
State of Alabama Licensee Exempt.Washington Consumer Loan Branch Office Licensee #CL-1463063.Arkansas Combination Mortgage Banker-Broker-Servicer License #129312.State of Illinois Licensee Exempt.State of Kentucky Licensee Exempt. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions