

Cole Holmes
VP, Texas Region Sales

Legend has it that the word "Cole" originated from an old term meaning "loves to serve." As a Producing Branch Manager, it's Cole's mission to provide you with a second-to-none experience by delivering proactive communication, so you don't ... Show More
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Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
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Reviews from Web
When my husband and I bought our most recent home Cole helped made it possible—he’s a mortgage loan superhero. After our initial closing process ran into a snag, our realtor pointed us toward Cole who was able to swoop in and help us finish...
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Best lender in town. He did a great job on our loan.
Cole and his team are very dedicated to giving excellent service! I would highly recommend Waterstone Mortgage.
Had a great experience working with Cole and his team. So much so we are working with him for a second time.
When my husband and I bought our most recent home Cole helped made it possible—he’s a mortgage loan superhero. After our initial closing process ran into a snag, our realtor pointed us toward Cole who was able to swoop in and help us finish...
read more
Reply from Owner
July 18th, 2018 12:00 AM
Thank you for the review. We're glad you found your mortgage loan "super hero" with Cole. Having a loan originator who is not only available during but after the loan process as well, really is second to none. We hope to work with you again,...
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Excellent experience. Transparent about everything going on when buying my home. Helped us understand and answered every question we had. Would definitely recommend!!
Reply from Owner
July 18th, 2018 12:00 AM
Thank you for the review! Transparent and consistent communication, is a top priority for us, here at Waterstone. We're happy to hear that Cole provided you with excellent communication and service throughout the mortgage loan experience. Enjoy...
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Cole helped my wife and I secure our first mortgage in 2005. He was extremely helpful and understanding that we were walking into an unknown...a mortgage. Cole walked us through the steps, assisted with all documents, and ensured that we knew...
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Reply from Owner
July 18th, 2018 12:00 AM
Thank you for the review, Scott. Having a loan originator who takes his time, walking you through the loan process step by step, makes everything that much easier. We're glad you enjoyed working with Cole and we look forward to working with...
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I am pleased to write this review for Cole. Like most home buyers, I had a certain level of skepticism, but Cole quickly put me at ease. My experience was pleasant, positive, and Cole provide excellent customer service. I wouldn't hesitate...
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Reply from Owner
June 19th, 2018 12:00 AM
Thank you for the review, Nick. With this glowing review, we hope to get the chance to work with you again in the future. Providing excellent customer service is a top priority for us, here at Waterstone Mortgage, and it sounds like Cole delivered...
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Cole has helped us buy two homes and bit experiences have been phenomenal. He is so patient and honest, such refreshing qualities in an individual in this process. He is for the client and always goes above and beyond.
Reply from Owner
June 15th, 2018 12:00 AM
Thank you for the review, Cassie. Finding a loan originator, like Cole, that you continue to work with, is really second to none. We hope to work with you again in the future.
No doubt that I would recommend Cole Homes and his team. This is the second time we use his service and do not regret calling him again. Same great service and experience as the first time.
Reply from Owner
February 16th, 2018 12:00 AM
Wow! Your words are fuel for my soul! :) Thank you so much for allowing me to serve you & Alex a second time, so happy for you both!
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About
Legend has it that the word "Cole" originated from an old term meaning "loves to serve." As a Producing Branch Manager, it's Cole's mission to provide you with a second-to-none experience by delivering proactive communication, so you don't have to be reactive.
Cole has more than two decades of experience in residential lending, including home purchases, refinances, and cash-out refinances. He holds the Certified Mortgage Planning Specialist (CMPS) designation, blending mortgage planning with financial planning. Most importantly, he and his team put the "FUN" back in "FUNding"!
Products & Services
Mortgage Loan Officer
Construction Loan
Bridge Loans
Adjustable Rate Mortgages
Fixed-Rate 40-Year Mortgage
Cash-Out Refinances
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #206857
Awards
Disclaimer
State of Alabama Licensee Exempt.Washington Consumer Loan Branch Office Licensee #CL-1463063.Arkansas Combination Mortgage Banker-Broker-Servicer License #129312.State of Illinois Licensee Exempt.State of Kentucky Licensee Exempt. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions