Guild Mortgage - Cody Ratliff's Cover Image
Guild Mortgage - Cody Ratliff - Branch Manager | NMLS# 302902 in Kennewick, WA

Guild Mortgage - Cody Ratliff

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Branch Manager | NMLS# 302902

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Guild Mortgage is a leading independent mortgage lender in the United States, specializing in residential home loans. For more than 60 years, we’ve grown through referrals by focusing on doing what’s right.
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Location & Business Hours
Business Hours
Sat
closed
Sun
closed
Mon
8 AM to 5 PM
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Overall Ratings
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5 Star
92%
4 Star
6%
3 Star
1%
2 Star
0%
1 Star
1%
Reviews from Web
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    Zayne N
    Kennewick, WA
    Posted on June 26th, 2025 01:03 PM
    Cody and Sara were very responsive and easy to work with !
    Reply from Guild Mortgage - Cody Ratliff
    June 30th, 2025 06:38 PM
    Thank you Zayne!
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    Dylan K
    Pasco, WA
    Posted on May 16th, 2025 03:16 PM
    Cody made everything very simple to understand and explained it to me when I needed it without me having to put too much worry about the whole process and took care of everything without any major hiccups. Although I didn't like the surprise...
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    Molly B
    West Richland, WA
    Posted on April 29th, 2025 11:36 PM
    Cosy is always ahead of the market and has helped guide us through multiple loans
    Reply from Cody Ratliff
    May 9th, 2025 11:38 PM
    I'm glad to hear that I could assist you effectively with your refinancing needs and guide you through multiple loans. Thank you for your kind words and trust in Guild Mortgage. If you need any further assistance, feel free to reach out.
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    Ryan L
    Richland, WA
    Posted on April 28th, 2025 06:03 PM
    All went smooth. Cody was great to work with!
    Reply from Cody Ratliff
    May 8th, 2025 06:04 PM
    I'm thrilled to hear that the process went smoothly and that you enjoyed working with me. Thank you for your positive feedback, Ryan. If you have any further questions or need assistance in the future, feel free to reach out.
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    Vince S
    Posted on April 10th, 2025 10:40 PM
    I met the owner Cody today. He was a very nice person with a professional demeanor. I don't know much about mortgage, but I know a lot about people. He is definitely somebody you can trust. While I don't have any need for a mortgage right now,...
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    Mohan S K N
    Richland, WA
    Posted on December 1st, 2024 06:21 AM
    Cody made it easy
    Reply from Cody Ratliff
    December 2nd, 2024 09:35 PM
    Thank you Mohan. It was a pleasure working with you!
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    Christopher W
    Kennewick, WA
    Posted on November 26th, 2024 08:07 PM
    Cody and Sara were great to work with.
    Reply from Cody Ratliff
    December 6th, 2024 08:09 PM
    Thank you for the stellar rating, Christopher! I'm thrilled to hear that both Sara and I lived up to your expectations during your journey to purchase a home. We try our best to provide a seamless experience for our clients at Guild Mortgage...
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    Elizabeth S
    Posted on November 1st, 2024 01:42 AM
    I highly recommend the mortgage experts at Guild for an on time closing. The staff is friendly, helpful, and knowledgeable.
    Reply from Owner
    November 12th, 2024 10:32 PM
    Thank you Shavon. We appreciate the opportunity to continue to work with you!.
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    Elizabeth A
    Richland, WA
    Posted on November 1st, 2024 01:38 AM
    The team had great communication and helped close within 20 days
    Reply from Cody Ratliff
    November 11th, 2024 01:38 AM
    Really appreciate your feedback, Elizabeth! I'm thrilled to hear that you found our communication effective and that we were able to close within such a short period of time. Your satisfaction is our top priority at Guild Mortgage. Thanks for...
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    James C
    Pendleton, OR
    Posted on August 26th, 2024 07:15 PM
    Horrible experience would not recommend my worst enemy to these people very unprofessional didn't know what was going on most of the time never got returned calls or texts if so it was dats later or never at all going to get my loan out of...
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    Reply from Cody Ratliff
    September 5th, 2024 07:17 PM
    Thank you for bringing this to our attention. We’re sorry that you did not have a good experience. Rest assured; our team will be reaching out to address this matter shortly. Your feedback is valuable to us, and we're committed to resolving...
    read more
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    About
    Guild Mortgage is a leading independent mortgage lender in the United States, specializing in residential home loans. For more than 60 years, we’ve grown through referrals by focusing on doing what’s right.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Specialities
    Bridge
    Conventional
    Down Payment Assistance
    Energy-efficient
    FHA
    Jumbo
    Lock and Shop
    Manufactured Homes
    View All
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    Addresses and Serving Areas

    Year Started

    1960

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 302902
    Hobbies
    • Car enthusiast
    • Youth baseball coach
    Disclaimer
    I am authorized to do business in the states of Idaho, Oregon and Washington. OR ML-176; NMLS ID: 302902; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.