Guild Mortgage - Cody Ratliff
Branch Manager | NMLS# 302902
Guild Mortgage is a leading independent mortgage lender in the United States, specializing in residential home loans. For more than 60 years, we’ve grown through referrals by focusing on doing what’s right.
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
Always great to work with Cody Ratliff!
Guild Mortgage - Cody Ratliff has received a review with 5 star rating from Rodrigo C
Reply from Owner
August 5th, 2026 10:23 PM
Thanks Rigo! I'm happy to have helped!
Cody was great to work with and went above and beyond. Even when I had changes come up that needed adjustments he was able to help.
Reply from Guild Mortgage - Cody Ratliff
August 10th, 2026 08:18 PM
I'm happy to hear that you had a good experience, Rodrigo. It was my priority to assist with any changes and ensure everything went smoothly for you. If you need further assistance, feel free to reach out.
Cody saved the transaction AGAIN!!!! Buyer was under contract and his previous lender told him he couldn't get him approved (after giving him an approval letter and us writing up two other offers)we called Cody in a panic and he got the Deal...
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Reply from Cody Ratliff
July 10th, 2026 06:10 PM
I'm grateful for your kind words, Erica. It was important to me to step in and help secure the deal for the buyer, especially after the challenges with the previous lender. Knowing that the buyer is happy in their first home makes all the effort...
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Guild Mortgage - Cody Ratliff has received a review with 5 star rating from Shannon S
Cody was knowledgeable, responsive, and even took some time on weekend days to help us with our home loan needs. We really appreciate his excellent customer service!
Cody is great to work with. I have done about 10-12 transactions with him. Guild is great.
I have done about 10-12 transactions with Cody. I am very happy working with him, and I refer a lot of people to Cody. Guild has been great to work with. Guilds customer service to make pay mortgage payments is simple. I can reach a representative...
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Reply from Cody Ratliff
May 25th, 2026 12:08 PM
Thank you for your continued trust and referrals, Christopher. I'm glad to know that working together has been a positive experience for you, and that Guild Mortgage's customer service has been helpful as well. If there's anything more I can...
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Quality Company! Will defiently be using for my future clients. Thank you for a smooth transaction!
Cody, was AMAZING to work with!! Went above and beyond to help my Brother close on a very difficult transaction. Never gave up and didn't forget about helping him. The communication and hard work did not go unnoticed. Thank You Cody!! Will...
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Reply from Cody Ratliff
January 9th, 2026 09:20 PM
I'm pleased to know that you had a positive experience, Erica. It was important for me to ensure your brother's transaction went as smoothly as possible, despite the challenges. Your recognition of the communication and effort is truly valuable...
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About
Guild Mortgage is a leading independent mortgage lender in the United States, specializing in residential home loans. For more than 60 years, we’ve grown through referrals by focusing on doing what’s right.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
Manufactured Homes
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1960
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 302902
Hobbies
- Car enthusiast
- Youth baseball coach
Disclaimer
I am authorized to do business in the states of Idaho, Oregon and Washington. OR ML-176; NMLS ID: 302902; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.