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Cody Lorance - Branch Manager in Texarkana, TX
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Cody Lorance

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Branch Manager

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While I have available all of the typical loan products such as FHA, VA, Conventional and USDA and many Down Payment Assistance products, where I differentiate myself from other Mortgage Loan Officers, is by staying focused on providing exc... Show More
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Reviews from Web
  • Encompass
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    Ashley Z
    New Boston, TX
    Posted on January 14th, 2026 02:30 AM
    Cody answered any questions I had. He also explained it to where I understood everything . He worked hard to get me the lowest payment that he could.
    Reply from Cody Lorance
    September 24th, 2026 07:54 PM
    Ashley, I'm glad to hear that you felt well-informed throughout the process. It was my pleasure to help you understand everything and work towards securing the best possible payment. Thank you for choosing Mortgage Financial Services!
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    John B
    Hooks, TX
    Posted on January 10th, 2026 03:28 PM
    Everything is great and very easy!! Thanks for everything!! Will recommend to friends and family!!
    Reply from Cody Lorance
    September 24th, 2026 07:56 PM
    I'm glad to hear everything went smoothly for you, John. Thank you for recommending me and Mortgage Financial Services to your friends and family!
  • Encompass
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    Judy V
    Texarkana, TX
    Posted on December 24th, 2025 03:05 PM
    I had confidence in the process from start to finish. I felt that my needs for financing were in good hands! It was not at all a worrisome experience which means everything!
    Reply from Cody Lorance
    September 24th, 2026 07:55 PM
    I'm so pleased to hear that, Judy! Knowing you felt confident and at ease throughout the process with Mortgage Financial Services really means a lot to me. Thank you for sharing your experience.
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    Caleb H
    Atlanta, TX
    Posted on December 12th, 2025 03:16 PM
    Cody stayed on top of everything and explained the process well!
    Reply from Cody Lorance
    September 24th, 2026 07:56 PM
    I'm grateful for your feedback, Caleb. I'm pleased to know that my explanations and attention throughout the process made a positive impact. Working with you through Mortgage Financial Services was a great experience!
  • Encompass
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    Reese E
    Texarkana, TX
    Posted on December 11th, 2025 04:06 PM
    start to finish
    Reply from Cody Lorance
    September 24th, 2026 07:56 PM
    Reese, I'm glad to hear you had a seamless experience from start to finish. At Mortgage Financial Services, we aim to provide the best service possible, and your feedback means a lot to me.
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    Jacob W
    Texarkana, TX
    Posted on December 10th, 2025 04:23 PM
    The personal ability of Cody made the whole process so simple!
    Reply from Cody Lorance
    September 24th, 2026 07:57 PM
    I'm glad to hear that my personal approach made the process simple for you, Jacob. It was a pleasure working with you at Mortgage Financial Services.
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    Candice M
    Texarkana, TX
    Posted on December 10th, 2025 04:06 PM
    Cody was always prompt and helpful through this process.
    Reply from Cody Lorance
    September 24th, 2026 07:57 PM
    I'm grateful for your kind words, Candice. It was a pleasure assisting you through the process with Mortgage Financial Services.
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    Keith S B
    Texarkana, TX
    Posted on December 9th, 2025 09:23 PM
    Cody was great working with both my wife and I. He explained things thoroughly, and really made the process pleasant.
    Reply from Cody Lorance
    September 24th, 2026 07:57 PM
    I'm glad to hear that you and your wife had a pleasant experience, Keith. At Mortgage Financial Services, I strive to ensure that the process is as smooth and understandable as possible. Thank you for your kind words!
  • Encompass
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    Brian M
    Texarkana, TX
    Posted on December 8th, 2025 03:06 PM
    Cody was easy to communicate with, always in reach, and gave us the best options possible for financing
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    Jennifer A B
    Texarkana, TX
    Posted on December 6th, 2025 03:09 PM
    Cody and his team were great to work with . Everything went smoothly and efficiently.
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    About
    While I have available all of the typical loan products such as FHA, VA, Conventional and USDA and many Down Payment Assistance products, where I differentiate myself from other Mortgage Loan Officers, is by staying focused on providing excellent client service. As a dedicated mortgage professional, I will be there for you every step of the home buying process. From selecting the right home loan product that suits your life stage and financial means, to providing real-time loan status and communication between you, your real estate agent, the title company and my office, to being able to answer all of your questions during the life of your mortgage, I am committed to making you feel you are my #1 priority!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Mortgage Refinance
    Specialities
    Full Service Mortgage Banker
    Conventional Loans
    FHA Loans
    VA Loans
    USDA Loans
    Down Payment Assistance
    Non QM
    TDHCA and TSHAC Down Payment Assistance Products
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    Positions
    • Mortgage Financial Services - Branch Manager, RMLO 206053
      Jan 1st, 2019 - Current
    • Tex Americas Center - Board Member
      Jan 1st, 2013 - Current
    Addresses and Serving Areas

    Year Started

    2009

    Time Zone

    Central Standard Time (CST)
    Licenses
    • RMLO NMLS 206053
    Disclaimer
    Mortgage Financial Services, LLC is an Equal Housing Lender. NMLS 43021 (www.mortgagefinancial.com) l 817-601-9010. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.