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Cody Lorance - Branch Manager in Texarkana, TX
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Cody Lorance

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Branch Manager

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While I have available all of the typical loan products such as FHA, VA, Conventional and USDA and many Down Payment Assistance products, where I differentiate myself from other Mortgage Loan Officers, is by staying focused on providing exc... Show More
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Reviews from Web
  • Encompass
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    Destiny I
    Maud, TX
    Posted on November 26th, 2025 03:16 PM
    I loved the communication and timely answers to our very many questions. Thank you!
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    John T
    Maud, TX
    Posted on November 25th, 2025 06:08 PM
    Cody was able to answer All my questions at odd hours , and made the entire home buying process a breeze! I would certainly recommend him to anybody looking to purchase a home.
    Reply from Cody Lorance
    November 25th, 2025 10:33 PM
    Was a pleasure working with you John! Thank you for the kind words and please let me know if you ever need anything in the future!
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    Trace C
    Texarkana, AR
    Posted on November 24th, 2025 07:40 PM
    Cody knew his stuff and actually understood that people who don't do this for a living have no clue what goes into buying a house. He was incredibly patient with every obvious and dumb question I had!
    Reply from Cody Lorance
    November 25th, 2025 10:34 PM
    Thank you Trace!! There are no dumb questions in the mortgage world! I appreciate you and please dont hesitate to reach out if you ever have any more questions for me!
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    Dalton G
    Texarkana, TX
    Posted on November 21st, 2025 03:04 PM
    Cody is easy to work with and quick to respond . He was very helpful and made the process easy .
    Reply from Cody Lorance
    November 25th, 2025 10:34 PM
    Thank you Dalton! I hope you guys love your new home!
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    Ricardo S
    Texarkana, TX
    Posted on November 20th, 2025 03:37 PM
    From the very start i began looking for a lender i didn't know what to expect it being my first home purchase in Texas, so i started with the normal big name banks and national lenders i I had used before even thogh Cody was recommended at...
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    Reply from Cody Lorance
    November 25th, 2025 10:35 PM
    I'm grateful for your detailed and thoughtful review, Ricardo. It means a lot to hear that you found my approach and Mortgage Financial Services to be a good fit for your needs. I'm pleased that choosing us made your first home purchase in...
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    Samuel C
    Texarkana, TX
    Posted on November 19th, 2025 05:25 AM
    Cody took the time to discuss my questions and provided information in a succint relevant format . He went the extra mile to help my family understand our terms and land a great home . Cannot recommend him highly enough.
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    Reply from Cody Lorance
    November 25th, 2025 10:36 PM
    Thank you for the great review Samuel. I'm glad I got the pleasure of helping you guys again! Your recommendation means a lot to me!
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    Angela C
    Texarkana, TX
    Posted on November 17th, 2025 03:10 PM
    No hitches
    Reply from Cody Lorance
    November 25th, 2025 10:36 PM
    Thank you Angela!! Hope you guys love your new home!
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    Rafael C
    Texarkana, AR
    Posted on November 10th, 2025 06:28 PM
    I had two terrible experiences with two different loan officers, no matter how many times they tried, they could not find a way, one literally qualified me wrong, to then have to give me the bag need over half way thru the process. Enter Cody...
    read more
    Reply from Cody Lorance
    November 25th, 2025 10:38 PM
    I am very happy for you and your family Rafael! Thank you for the review and you know I am only a phone call away if you every need me!
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    Jose C
    Texarkana, TX
    Posted on November 8th, 2025 05:45 PM
    I had the pleasure of working with Cody Lorance for my mortgage, and I couldn’t be more pleased with the experience. From the very beginning, Cody was incredibly responsive and guided me through every step of the process. The entire mortgage...
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    Reply from Cody Lorance
    November 25th, 2025 10:39 PM
    Thank you Jose! I appreciate you for allowing me to help you and your family on round 2! Thank you for taking the time to leave such a great review! I wish you guys many years of happiness in your new home!
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    Timothy N
    Texarkana, TX
    Posted on November 4th, 2025 06:55 PM
    I had a great experience with this business due to Cody Lorance and his team. They are friendly, knowledgeable, and efficient. Cody in particular made the entire process as smooth and stress-free as possible while explaining and answering questions...
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    Reply from Cody Lorance
    November 25th, 2025 10:40 PM
    Thank you Tim! You guys were such a please to work with and I wish you many happy years in your new beautiful home!
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    About
    While I have available all of the typical loan products such as FHA, VA, Conventional and USDA and many Down Payment Assistance products, where I differentiate myself from other Mortgage Loan Officers, is by staying focused on providing excellent client service. As a dedicated mortgage professional, I will be there for you every step of the home buying process. From selecting the right home loan product that suits your life stage and financial means, to providing real-time loan status and communication between you, your real estate agent, the title company and my office, to being able to answer all of your questions during the life of your mortgage, I am committed to making you feel you are my #1 priority!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Mortgage Refinance
    Specialities
    Full Service Mortgage Banker
    Conventional Loans
    FHA Loans
    VA Loans
    USDA Loans
    Down Payment Assistance
    Non QM
    TDHCA and TSHAC Down Payment Assistance Products
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    Positions
    • Mortgage Financial Services - Branch Manager, RMLO 206053
      Jan 1st, 2019 - Current
    • Tex Americas Center - Board Member
      Jan 1st, 2013 - Current
    Addresses and Serving Areas

    Year Started

    2009

    Time Zone

    Central Standard Time (CST)
    Licenses
    • RMLO NMLS 206053
    Disclaimer
    Mortgage Financial Services, LLC is an Equal Housing Lender. NMLS 43021 (www.mortgagefinancial.com) l 817-601-9010. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.