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Cody Lorance - Branch Manager in Texarkana, TX
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Cody Lorance

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Branch Manager

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While I have available all of the typical loan products such as FHA, VA, Conventional and USDA and many Down Payment Assistance products, where I differentiate myself from other Mortgage Loan Officers, is by staying focused on providing exc... Show More
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Reviews from Web
  • Encompass
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    Austin M
    Texarkana, TX
    Posted on February 14th, 2026 04:41 AM
    Cody was full of knowledge and advice from the first phone call. He provided great information on the process , options, and details above and beyond what he was required to do, even knowing we may decide to go with a different lender .
    read more
    Reply from Cody Lorance
    March 18th, 2026 04:54 PM
    Austin, it's great to hear that Cody's dedication to sharing his knowledge and providing detailed advice made a positive impression on you. We pride ourselves on going the extra mile to inform our clients about their options. If you have any...
    read more
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    Demetris S
    Texarkana, TX
    Posted on February 10th, 2026 06:00 PM
    Everything was a smooth process. Issues were handled promptly!!
    Reply from Cody Lorance
    March 18th, 2026 04:55 PM
    We appreciate your positive feedback, Demetris. It's great to hear that the process went smoothly and any issues were addressed quickly. We're grateful for your trust and support. If you need anything else, don't hesitate to reach out.
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    Darren D S
    Texarkana, TX
    Posted on February 7th, 2026 03:21 PM
    Being transparent and explaining and answering any questions we had.
    Reply from Cody Lorance
    March 18th, 2026 04:56 PM
    We're truly grateful for your positive feedback, Darren. It's wonderful to hear that our transparency and communication met your expectations. If you have any more questions in the future, please feel free to reach out.
  • Encompass
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    Rae A C
    New Boston, TX
    Posted on February 5th, 2026 06:58 AM
    Quick answers to all my questions. This is the second time we've worked with Cody and he's done an amazing job both times. Customer service or any help these days is very rare to find someone who actually cares.
    Reply from Cody Lorance
    March 18th, 2026 04:56 PM
    Rae, it's great to hear about your positive experience working with Cody again. We’re pleased that he could provide the quick answers and attentive service you needed. Your feedback is valuable, and we’re glad to know that we could support...
    read more
  • Encompass
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    Mike L
    Ashdown, AR
    Posted on January 30th, 2026 04:21 PM
    Cody did....
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    Jordann H
    Posted on January 26th, 2026 04:02 AM
    Cody and his team were outstanding! They were responsive, knowledgeable, and moved quickly while still making sure we understood every part of this process. As first-time homebuyers, we felt informed and supported from beginning to end. We...
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    Reply from Owner
    September 24th, 2026 07:52 PM
    I'm grateful for your wonderful review, Jordann! It was a pleasure to support you as first-time homebuyers, and I'm glad my team at Mortgage Financial Services could make the process smooth and informative. Thank you for your recommendation!...
    read more
  • Encompass
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    Jordann S
    Atlanta, TX
    Posted on January 26th, 2026 03:56 AM
    Cody and his team were outstanding! They were responsive, knowledgeable, and moved quickly while still making sure we understood every part of this process. As first-time homebuyers, we felt informed and supported from beginning to end. We...
    read more
  • Encompass
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    Kyle B
    New Boston, TX
    Posted on January 20th, 2026 05:15 PM
    Cody just made whole process easy for us.
    Reply from Cody Lorance
    September 24th, 2026 07:53 PM
    I'm glad to hear that, Kyle. Making the process easy for you is what I strive for at Mortgage Financial Services. If there's anything else you need, feel free to reach out.
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    Samantha S
    New Boston, TX
    Posted on January 20th, 2026 03:06 PM
    Communication and all dealings were smooth and easy.
    Reply from Cody Lorance
    September 24th, 2026 07:53 PM
    I'm glad to hear that you found the communication and dealings smooth and easy, Samantha. It was a pleasure working with you through Mortgage Financial Services.
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    Brandy J
    Texarkana, TX
    Posted on January 18th, 2026 04:01 AM
    Cody was always willing to talk to me, answer my questions, and explain things in a way that I could understand, throughout the whole process.
    Reply from Cody Lorance
    September 24th, 2026 07:53 PM
    I'm glad to hear that you felt supported and understood throughout the process, Brandy. It was my pleasure to assist you at Mortgage Financial Services and ensure everything was clear.
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    About
    While I have available all of the typical loan products such as FHA, VA, Conventional and USDA and many Down Payment Assistance products, where I differentiate myself from other Mortgage Loan Officers, is by staying focused on providing excellent client service. As a dedicated mortgage professional, I will be there for you every step of the home buying process. From selecting the right home loan product that suits your life stage and financial means, to providing real-time loan status and communication between you, your real estate agent, the title company and my office, to being able to answer all of your questions during the life of your mortgage, I am committed to making you feel you are my #1 priority!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Mortgage Refinance
    Specialities
    Full Service Mortgage Banker
    Conventional Loans
    FHA Loans
    VA Loans
    USDA Loans
    Down Payment Assistance
    Non QM
    TDHCA and TSHAC Down Payment Assistance Products
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    Positions
    • Mortgage Financial Services - Branch Manager, RMLO 206053
      Jan 1st, 2019 - Current
    • Tex Americas Center - Board Member
      Jan 1st, 2013 - Current
    Addresses and Serving Areas

    Year Started

    2009

    Time Zone

    Central Standard Time (CST)
    Licenses
    • RMLO NMLS 206053
    Disclaimer
    Mortgage Financial Services, LLC is an Equal Housing Lender. NMLS 43021 (www.mortgagefinancial.com) l 817-601-9010. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.