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Coby Brainard - Loan Officer | NMLS # 210022 in Lake Forest, CA

Coby Brainard

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Loan Officer | NMLS # 210022

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At Ladera Lending, Inc., we open doors to a wealth of personalized services to all varieties of clientele. From real estate professionals, to builders to individual home buyers,we will tailor a program for your needs. Our knowledgeable team... Show More
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  • Encompass
    P
    Pricilla L R
    Hemet, CA
    Posted on November 17th, 2025 02:16 AM
    Coby is very good at his job and answered all of our questions and concerns. He is a true asset and pleasure to work with in this whole process.
    Reply from Coby Brainard
    April 7th, 2026 08:30 PM
    Thank you Pricilla! Very kind words. Thank you again for choosing Ladera Lending. It was a true pleasure working with you.
  • Encompass
    A
    Andres A
    Cerritos, CA
    Posted on November 9th, 2025 07:40 AM
    Coby's availability and answering our questions. He guided us through the proces and it seemed easy, which of course it is not. Our realtor said she might switch to Coby as her lender.
  • Encompass
    E
    Erendira V
    Yakima, WA
    Posted on November 1st, 2025 04:52 PM
    It was one of the easiest loans ive ever done . I was a mortgage broker for 10yrs and WOW,, no words of how hands on, easy & quick processing this was.. And the after benefits of my loan to be able to go back & get my loans re-done with little...
    read more
    Reply from Coby Brainard
    April 7th, 2026 08:32 PM
    Thank you Erendira, That means a lot coming from an industry veteran. Pleasure was all mine!
  • Encompass
    A
    An T
    Diamond Bar, CA
    Posted on October 31st, 2025 10:36 PM
    Coby was very responsive, provided competitive rates, and advised me on very useful loan options.
  • Encompass
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    Fredrick D K
    Mesquite, NV
    Posted on October 31st, 2025 06:12 PM
    good communication.
  • Encompass
    T
    Thomas C
    Portland, OR
    Posted on October 24th, 2025 06:25 PM
    The ease of doing business Ladera. Thank you
    Reply from Coby Brainard
    April 7th, 2026 08:39 PM
    Appreciate the kind words. Thank you for your business!
  • Encompass
    S
    Sara E
    TUCSON, AZ
    Posted on September 12th, 2025 12:39 PM
    Very professional man
    Reply from Coby Brainard
    April 7th, 2026 08:33 PM
    Thank you Sara, I look forward to having you as a Client For Life.
  • Encompass
    T
    Troy A J
    Cathedral City, CA
    Posted on August 20th, 2025 07:23 PM
    Coby is the best loan officer I've ever dealt with ever. Myron was good with updates on my loan also. Thank you Troy A Jackson
    Reply from Coby Brainard
    April 7th, 2026 08:37 PM
    Thank you Troy, you're the best!
  • Encompass
    M
    Maria B
    LAS VEGAS, NV
    Posted on August 15th, 2025 02:01 PM
    Got what I wanted which was basicalky to keep my low first mortgage interest rate, and get additional cash from my home equity.
    Reply from Coby Brainard
    April 7th, 2026 08:38 PM
    Thank you Daniel & Maria, Glad I could help!
  • Encompass
    R
    Redentor V
    Las Vegas, NV
    Posted on August 13th, 2025 06:14 PM
    Efficient loan officer & speedy service To closing.
    Reply from Coby Brainard
    April 7th, 2026 08:39 PM
    Appreciate the kind words. Thank you for your business!
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    About
    At Ladera Lending, Inc., we open doors to a wealth of personalized services to all varieties of clientele. From real estate professionals, to builders to individual home buyers,we will tailor a program for your needs. Our knowledgeable team works to provide you with financial loan options that fit your lifestyle and budget making your dream of home ownership and financial freedom become a reality. We have built a strong foundation of loyal clients and a trusted brand within our community. Our goal is to provide each client the highest level of service and the lowest possible rate. We look forward to becoming your Mortgage Banker for Life.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
    Qualified Mortgage Pre-Approvals
    Non-QM
    Reverse Loans
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    Positions
    • Ladera Lending Inc - Mortgage Banker
      Apr 1st, 2015 - Current
    Addresses and Serving Areas

    Year Started

    1998

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 2099240
    • DRE # 01311088
    Hobbies
    • Hiking the canyons of LA
    • Watching live bands play in the desert
    • Visiting family and friends
    Disclaimer
    Ladera Lending, Inc.
    NMLS # 835555
    Privacy Policy
    NMLS Consumer Access
    State Licenses