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Coby Brainard - Loan Officer | NMLS # 210022 in Lake Forest, CA

Coby Brainard

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Loan Officer | NMLS # 210022

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At Ladera Lending, Inc., we open doors to a wealth of personalized services to all varieties of clientele. From real estate professionals, to builders to individual home buyers,we will tailor a program for your needs. Our knowledgeable team... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(949) 284-6288
Lake Forest, CA
https://laderalending.com/team-member/coby-brainard/
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Reviews from Web
  • Encompass
    R
    Ruth S
    Charleston, SC
    Posted on February 1st, 2025 07:51 PM
    The process has been expedient until the funds were due. I was told 3 days after closing. Today is Saturday and I still haven't received the cash out. I am working with a contractor and it is making my project off schedule.
    read more
    Reply from Coby Brainard
    February 12th, 2025 12:49 AM
    Hi Ruth, All mortgage loans have a mandatory 3 day rescission period but cannot fund till the 4th day. I hope all of your projects still worked out in a timely manner. I'm always available to chat if you ever have any questions regarding your...
    read more
  • Encompass
    H
    Hugh S T
    Las Vegas, NV
    Posted on February 1st, 2025 07:05 PM
    Everybody was easy to work with and they wer able to asnswer all questions
    Reply from Coby Brainard
    February 12th, 2025 12:55 AM
    Thanks Hugh! Pleasure working with you. Reach out anytime, I'm always here to make sure you are taken care of long after your loan has funded. All the best!
  • Encompass
    L
    Larry A N
    Mount Vernon, WA
    Posted on January 26th, 2025 07:07 PM
    Good connection working with Coby and Sabrina, they were very helpful in making sure I understood the process and all the documentation involved with the loan process
    Reply from Coby Brainard
    February 12th, 2025 12:53 AM
    Thank you Larry, It was a pleasure working with you. I'll be reaching out after 6 months to see if we can utilize the Client For Life program and continue finding options for lowering your payments. All the best!
  • Encompass
    E
    Eduardo T G
    Las Vegas, NV
    Posted on December 31st, 2024 07:12 PM
    Loan officer was very accessible & patient in answering questions!
    Reply from Coby Brainard
    February 12th, 2025 12:56 AM
    Thank you Grace! My favorite client of all time. Keep in touch!
  • Encompass
    B
    Bruce A B
    Oro Valley, AZ
    Posted on December 17th, 2024 02:08 PM
    Confidence that you were dealing with someone who actually knows what they're doing, understands the Industry and is going to get it done correctly.
    Reply from Coby Brainard
    February 12th, 2025 12:59 AM
    Thanks Bruce, Always here to assist! Let's take a look at the rates towards Q3-Q4, hopefully the market will be ready for us to utilize our "Client For Life" discounts. Best regards!
  • Encompass
    N
    Natasha D M
    Dos Palos, CA
    Posted on November 2nd, 2024 05:25 PM
    Coby and Hali were very informative, pleasant and patient.
    Reply from Coby Brainard
    February 12th, 2025 12:59 AM
    Thanks Natasha, late response but wanted to make sure I sent a big thank you!
  • Encompass
    R
    Reed G M
    Hercules, CA
    Posted on November 9th, 2021 05:59 PM
    Coby and others at Ladera kept us informed throughout the process and were very responsive to our inquiries.
  • Encompass
    S
    Shawn M
    Fairfield, CA
    Posted on September 7th, 2021 03:11 AM
    Clear communication and knowledgeable service.
  • Encompass
    T
    Thomas J G
    Gresham, OR
    Posted on September 2nd, 2021 04:35 PM
    Quick and easy
  • Encompass
    A
    Aileen M C
    Salinas, CA
    Posted on September 2nd, 2021 03:09 AM
    Coby is very knowledgeable in what does. He explains well the details of the loan that you will benefit from. Very efficient and effective in facilitating the loan process. Great advocate for the clients. Thank you so much for all your patience...
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    About
    At Ladera Lending, Inc., we open doors to a wealth of personalized services to all varieties of clientele. From real estate professionals, to builders to individual home buyers,we will tailor a program for your needs. Our knowledgeable team works to provide you with financial loan options that fit your lifestyle and budget making your dream of home ownership and financial freedom become a reality. We have built a strong foundation of loyal clients and a trusted brand within our community. Our goal is to provide each client the highest level of service and the lowest possible rate. We look forward to becoming your Mortgage Banker for Life.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
    Qualified Mortgage Pre-Approvals
    Non-QM
    Reverse Loans
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    Positions
    • Ladera Lending Inc - Mortgage Banker
      Apr 1st, 2015 - Current
    Addresses and Serving Areas

    Year Started

    1998

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 2099240
    • DRE # 01311088
    Hobbies
    • Hiking the canyons of LA
    • Watching live bands play in the desert
    • Visiting family and friends
    Disclaimer
    Ladera Lending, Inc.
    NMLS # 835555
    Privacy Policy
    NMLS Consumer Access
    State Licenses