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Coby Brainard - Loan Officer | NMLS # 210022 in Lake Forest, CA

Coby Brainard

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Loan Officer | NMLS # 210022

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At Ladera Lending, Inc., we open doors to a wealth of personalized services to all varieties of clientele. From real estate professionals, to builders to individual home buyers,we will tailor a program for your needs. Our knowledgeable team... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(949) 284-6288
Lake Forest, CA
https://laderalending.com/team-member/coby-brainard/
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Reviews from Web
  • Encompass
    C
    Coleen H
    Oroville, WA
    Posted on September 24th, 2026 05:27 PM
    No pressure or harassing , just helpful.
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    Darryl S A
    Pendleton, OR
    Posted on August 7th, 2026 06:57 PM
    The team was very helpful in working with me to get the needed docs together.
    Reply from Coby Brainard
    September 10th, 2026 10:31 PM
    Thank you Darryl! I'll reach out when the market corrects itself and rates drop. Pleasure working with you, stay in touch!
  • Encompass
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    Lydia R
    Oakland, CA
    Posted on July 16th, 2026 08:20 PM
    L liked dealing with Coby always keptbme informed
    Reply from Coby Brainard
    September 10th, 2026 10:33 PM
    Thank you Lydia! Happy to have helped guide you in the proper direction. Pleasure working with you!
  • Encompass
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    Estelita T
    Las Vegas, NV
    Posted on July 14th, 2026 06:24 PM
    Coby is a great person to work with
    Reply from Coby Brainard
    September 10th, 2026 10:35 PM
    THank you Estelita, Nice getting to know you. Wishing you all the best!
  • Encompass
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    Hugh S T
    Las Vegas, NV
    Posted on July 14th, 2026 06:23 PM
    Working with Coby , he goes over everything with you so you understand.
    Reply from Coby Brainard
    September 10th, 2026 10:34 PM
    Thanks again Hugh! Will touch bases when the markets improve and the opportunity to lower your rate/payments presents itself. All the best!
  • Encompass
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    Scott M
    San Pedro, CA
    Posted on June 30th, 2026 07:46 PM
    Coby was nice. I think he truly knows what he's doing I appreciate that.
    Reply from Coby Brainard
    June 30th, 2026 07:51 PM
    Thanks Scott, Appreciate your business and the kind words. All the best!
  • Encompass
    R
    Richard P
    Yucaipa, CA
    Posted on June 30th, 2026 06:31 PM
    Coby was wond through the entire process. Landera is from what I can tell an awesome lender. I'm looking forward to having Landera's bennefit of having them a lender for life.
    Reply from Coby Brainard
    June 30th, 2026 07:54 PM
    Thank you Richard! We'll be here to make sure you're always in the best possible terms with your mortgages. A true pleasure working with you, stay in touch!
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    Vivian I P
    Allyn, WA
    Posted on June 9th, 2026 10:12 PM
    Coby made it very easy to refinance. He kept me informed through the whole process. He was excellent to work with and very professional.
    Reply from Coby Brainard
    June 9th, 2026 10:24 PM
    I'm glad we were able to build a lasting relationship throughout the process of your refinance. I truly appreciate you and will be checking in from time to time to see how you are doing. Wishing you the best!
  • Encompass
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    Selina D
    Fresno, CA
    Posted on June 5th, 2026 09:27 PM
    Coby was available by phone or text even on the weekends. He listened to my needs and delivered, exploring all possible options with me. Because I had all my papwework uploaded right away, the process moved quickly. The online portal was user...
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    Reply from Coby Brainard
    June 9th, 2026 01:59 AM
    Thank you so much Selina! It means a lot to me that you were happy with our services. Remember if rates drop we offer our no cost refi to our returning clients. That's our Lender For Life guarantee! - All the best :)
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    Marie M P
    Portland, OR
    Posted on June 4th, 2026 05:48 PM
    Coby Brainard was very knowledgeable with his work, kind and professional skills, I would definitely recommend him to anyone!..
    Reply from Coby Brainard
    June 9th, 2026 01:57 AM
    Thank you for the kind review Marie. You were a pleasure to work with and I look forward to being your Lender for life! :)
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    About
    At Ladera Lending, Inc., we open doors to a wealth of personalized services to all varieties of clientele. From real estate professionals, to builders to individual home buyers,we will tailor a program for your needs. Our knowledgeable team works to provide you with financial loan options that fit your lifestyle and budget making your dream of home ownership and financial freedom become a reality. We have built a strong foundation of loyal clients and a trusted brand within our community. Our goal is to provide each client the highest level of service and the lowest possible rate. We look forward to becoming your Mortgage Banker for Life.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
    Qualified Mortgage Pre-Approvals
    Non-QM
    Reverse Loans
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    Positions
    • Ladera Lending Inc - Mortgage Banker
      Apr 1st, 2015 - Current
    Addresses and Serving Areas

    Year Started

    1998

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 2099240
    • DRE # 01311088
    Hobbies
    • Hiking the canyons of LA
    • Watching live bands play in the desert
    • Visiting family and friends
    Disclaimer
    Ladera Lending, Inc.
    NMLS # 835555
    Privacy Policy
    NMLS Consumer Access
    State Licenses