Coby Brainard

Name: Ladera Lending Inc
Address: 23101 Lake Center Dr Suite 250, Lake Forest, California, 92630
Telephone: +1-949-246-6274
Rating: 4.83

Loan Officer | NMLS # 210022

4.83

(114)

Mortgage

Mortgage Loan Officer

Contact Info

(949) 284-6288

Lake Forest, CA

https://laderalending.com/team-member/coby-brainard/

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4.83

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4.83

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Coby Brainard was very knowledgeable with his work, kind and professional skills, I would definitely recommend him to anyone!..

I tried to get a previous Refinance with Ladera and it did not go through but you tried again , and went above and beyond to help me. I knew you really were trying to help me. Together the people at Ladera asked questions got all the papers...

Reply from Coby Brainard

April 7th, 2026 08:23 PM

Thank you so much for the kind review Jacqueline! It makes all the difference to me after all is said and done, that we made your life a little easier by finding a way to get things done. Thank you again for the kind words and good luck moving...

Coby was infromative and helpful

Reply from Coby Brainard

April 7th, 2026 08:24 PM

Thank you Lisa, it was a pleasure working with you!

experience fast and simple

Reply from Coby Brainard

March 17th, 2026 04:19 PM

Thank you for your business James. I look forward to refining your mortgage terms with our Lender For Life discount once we see these rates drop a bit. Glad we could get this done for you and help improve on your monthly expenses in the meantime....

Friendly and knowledgeable people never felt

Reply from Coby Brainard

March 17th, 2026 04:22 PM

Thank you for your trust and repeat business Brian. I'll continue to keep an eye on your mortgage terms and reach out anytime there is room for improvement.

II pretty much got what I was hoping to get.

Reply from Coby Brainard

March 17th, 2026 04:23 PM

Thank you for your repeat business Dan. Always a pleasure working with you.

From having to chase Coby down to the lies,changes this was not a good experience i am paying more interest on loans i I had one delay after another so if any body needs a new good timely loan Don't use Ladera Lending

Reply from Coby Brainard

March 17th, 2026 04:41 PM

It's unfortunate that you feel this way. However our phone and email records clearly show otherwise. As for your comments, records show I promptly returned every phone call and operated with clarity and honesty and upheld my fiduciary duties...

Knowledgeable, obviously experienced and responsive loan officer and loan processor. The whole process was fast and relatively painless. Both Coby and Eddy made me feel like my loan was important to them And any snags reported to me were also...

Reply from Coby Brainard

March 17th, 2026 04:43 PM

Thank you Catherine. We appreciate your kind words!

Coby communicated with us every step of our transaction, providing clear and concise information. Great experience!!!

Reply from Coby Brainard

December 16th, 2025 04:08 PM

Thank you Linda and Adam! I’m so happy to have met and worked with you, a true pleasure!

Coby always finds the best rates and makes the whole process extremely easy.

Reply from Coby Brainard

March 17th, 2026 04:46 PM

Thank you Lennora. Always a pleasure working with you!

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About

At Ladera Lending, Inc., we open doors to a wealth of personalized services to all varieties of clientele. From real estate professionals, to builders to individual home buyers,we will tailor a program for your needs. Our knowledgeable team works to provide you with financial loan options that fit your lifestyle and budget making your dream of home ownership and financial freedom become a reality. We have built a strong foundation of loyal clients and a trusted brand within our community. Our goal is to provide each client the highest level of service and the lowest possible rate. We look forward to becoming your Mortgage Banker for Life.

Products & Services

Mortgage Loan Officer

FHA Home Loan

Jumbo Home Loan

Conventional Home Loan

Mortgage Refinance

Fixed Rate Mortgages

Adjustable Rate Mortgages

Qualified Mortgage Pre-Approvals

Non-QM

Reverse Loans

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