Cleo Garza at CrossCountry Mortgage
Loan Officer | NMLS #218858
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Shavano Park, TX. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner cons... Show More
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The communication and enthusiasm of everyone who was involved. How everything was simplified and explained perfectly to our understanding
Reply from Cleo Garza at CrossCountry Mortgage
April 3rd, 2026 01:49 PM
Thank you so much for trusting us with such an important step! We are honored that you chose us as your team.
Communication and speed
Reply from Cleo Garza at CrossCountry Mortgage
April 3rd, 2026 01:49 PM
Thank you so much for trusting us with such an important step! We are honored that you chose us as your team.
It was stressful enough for me selling my previous house, Cleo was good enough to be keeping me up to date as to the progress of the home we were acquiring.
Reply from Cleo Garza at CrossCountry Mortgage
April 3rd, 2026 01:49 PM
We are grateful that you took the time out to leave us a response. Please let us know how we could have helped you further to make sure we deliver exceptional services.
Diligence and effort to get the best product available for our needs. There are a few bumps in every path, Cleo and his team worked hard to make it as smooth as possible.
Reply from Cleo Garza at CrossCountry Mortgage
April 3rd, 2026 01:49 PM
We are grateful that you took the time out to leave us a response. Please let us know how we could have helped you further to make sure we deliver exceptional services.
Communication. Kept us informed.
Reply from Cleo Garza at CrossCountry Mortgage
April 3rd, 2026 01:49 PM
Thank you for taking the time to leave a review. Please feel free to connect with us for additional feedback on ways we can improve your experience and our services.
Summit Funding Help us purchase our Home. Cleo and Kristy bring back the positive spirit on us after having a very bad experience from other the lender. We Highly recommend Summit Funding and Cleo Garza as Loan Officer.
Reply from Cleo Garza at CrossCountry Mortgage
April 3rd, 2026 01:49 PM
Thank you for putting your trust in us! It was our pleasure to assist you throughout the process.
Cleo is knowledgeable and professional. He was a joy to work with.
Reply from Cleo Garza at CrossCountry Mortgage
April 3rd, 2026 01:49 PM
Congratulations on this big life decision! We hope to work with you again in the future.
Cleo team is extremely exceptional team. They found mistakes that was hurting and able to correct them into a positive. The type of care Cleo and team took to a complete stranger is above mentioning and believing. My entire family thanks Cleo...
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Reply from Cleo Garza at CrossCountry Mortgage
April 3rd, 2026 01:49 PM
Thank you for your positive feedback. We’re happy to hear that you had a great experience with us.
My experience with Summit Funding was exceptional. The team's handling of each step of the process was remarkable and that made the entire experience seamless and efficient.
Highly recommended!
Reply from Cleo Garza at CrossCountry Mortgage
April 3rd, 2026 01:49 PM
Thank you for putting your trust in us! It was our pleasure to assist you throughout the process.
Someone was there to answer questions. Would get responses back pretty quickly.
Reply from Cleo Garza at CrossCountry Mortgage
April 3rd, 2026 01:49 PM
Congratulations on this big life decision! We hope to work with you again in the future.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Shavano Park, TX. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #218858 | Branch NMLS #2822335
Products & Services
Mortgage Loan Officer
Conventional Home Loan
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Year Started
2007
Time Zone
Pacific Standard Time (PST)
Licenses
- 218858
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095