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Cleo Garza at CrossCountry Mortgage - Loan Officer | NMLS #218858 in Roseville, CA

Cleo Garza at CrossCountry Mortgage

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Loan Officer | NMLS #218858

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Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Shavano Park, TX. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner cons... Show More
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5 Star
91%
4 Star
8%
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Reviews from Web
  • Encompass
    M
    Maria E T
    San Antonio, TX
    Posted on March 30th, 2024 08:48 PM
    Cleo's willingness to work with us when we were challenged with coming up with enough down + closing costs saved the day. I appreciate all the great work he did. We would not have been able to purchase our home without his expertise.
    Reply from Cleo Garza at CrossCountry Mortgage
    April 3rd, 2026 01:49 PM
    Thank you for putting your trust in us! It was our pleasure to assist you throughout the process.
  • Encompass
    M
    MELISSA B
    San Antonio, TX
    Posted on March 30th, 2024 06:52 PM
    You are always my reliable source for information and expertise. I appreciate that you always make time for my calls 😊
  • Encompass
    B
    BETH A F
    San Antonio, TX
    Posted on March 28th, 2024 12:30 PM
    Cleo is very knowledgeable, helpful, and always available. It's always a great experience, and I can count on him to help our mutual clients accomplish their home-buying goals. He cares for his clients and goes the extra step to ensure the...
    read more
  • Encompass
    T
    Travis J R
    San Antonio, TX
    Posted on March 26th, 2024 08:42 PM
    He was able to work my loan to get me the best rates with little cost. As a well as get me through hurtles that other loan officers would not have been able to accomplish.
    Reply from Cleo Garza at CrossCountry Mortgage
    April 3rd, 2026 01:49 PM
    Thank you for your positive feedback. We’re happy to hear that you had a great experience with us.
  • Encompass
    F
    Franklin B L
    San Antonio, TX
    Posted on March 26th, 2024 01:08 PM
    The hard work that was put in to allow us to close on time! Thank you for the hard work.
    Reply from Cleo Garza at CrossCountry Mortgage
    April 3rd, 2026 01:49 PM
    Thank you so much for trusting us with such an important step! We are honored that you chose us as your team.
  • Encompass
    J
    Jonarida B L
    San Antonio, TX
    Posted on March 26th, 2024 12:15 PM
    We’re delighted we opted for Summit Funding, even though we initially thought it might be too late to change lenders. Our realtor recommended Cleo, and we’re thankful for the prompt assistance despite the short notice. Cleo and his team at...
    read more
    Reply from Cleo Garza at CrossCountry Mortgage
    April 3rd, 2026 01:49 PM
    Thank you for putting your trust in us! It was our pleasure to assist you throughout the process.
  • Encompass
    J
    Jose B
    BOERNE, TX
    Posted on March 23rd, 2024 04:10 PM
    The diligent work from Cleo, made the difference very helpfully and kind among other factors
    Reply from Cleo Garza at CrossCountry Mortgage
    April 3rd, 2026 01:49 PM
    Thank you for putting your trust in us! It was our pleasure to assist you throughout the process.
  • Encompass
    S
    STEVEN N
    San Antonio, TX
    Posted on March 21st, 2024 05:52 AM
    Cleo does a great job from start to finish!
  • Encompass
    D
    Darrell J B
    San Antonio, TX
    Posted on March 14th, 2024 12:22 PM
    I would not have chosen any other place for my business endeavors. Cleo prioritized my family as his top concern, comprehending our needs and requirements thoroughly. The administrative shuffle inherent in the home buying process felt remarkably...
    read more
    Reply from Cleo Garza at CrossCountry Mortgage
    April 3rd, 2026 01:49 PM
    Thank you for your positive feedback. We’re happy to hear that you had a great experience with us.
  • Encompass
    C
    Chamila J G
    San Antonio, TX
    Posted on March 3rd, 2024 04:46 PM
    The loan process was, fast & responsive to our requirement,
    Reply from Cleo Garza at CrossCountry Mortgage
    April 3rd, 2026 01:49 PM
    Thank you for putting your trust in us! It was our pleasure to assist you throughout the process.
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    About
    Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Shavano Park, TX. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #218858 | Branch NMLS #2822335
    Products & Services
    Mortgage Loan Officer
    Conventional Home Loan
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    Year Started

    2007

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • 218858
    Disclaimer
    Equal Housing Opportunity

    CrossCountry Mortgage, LLC
    2160 Superior Avenue, Cleveland, OH 44114

    NMLS3029 | MB.803095

    DISCLOSURES & LICENSES

    PRIVACY STATEMENT

    NMLS CONSUMER ACCESS