

Cleo Garza at CrossCountry Mortgage
Loan Officer | NMLS #218858

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Shavano Park, TX. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner cons... Show More
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Cleo's willingness to work with us when we were challenged with coming up with enough down + closing costs saved the day. I appreciate all the great work he did. We would not have been able to purchase our home without his expertise.
Reply from Cleo Garza at CrossCountry Mortgage
April 3rd, 2026 01:49 PM
Thank you for putting your trust in us! It was our pleasure to assist you throughout the process.
You are always my reliable source for information and expertise. I appreciate that you always make time for my calls 😊
Cleo is very knowledgeable, helpful, and always available. It's always a great experience, and I can count on him to help our mutual clients accomplish their home-buying goals. He cares for his clients and goes the extra step to ensure the...
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He was able to work my loan to get me the best rates with little cost. As a well as get me through hurtles that other loan officers would not have been able to accomplish.
Reply from Cleo Garza at CrossCountry Mortgage
April 3rd, 2026 01:49 PM
Thank you for your positive feedback. We’re happy to hear that you had a great experience with us.
The hard work that was put in to allow us to close on time! Thank you for the hard work.
Reply from Cleo Garza at CrossCountry Mortgage
April 3rd, 2026 01:49 PM
Thank you so much for trusting us with such an important step! We are honored that you chose us as your team.
We’re delighted we opted for Summit Funding, even though we initially thought it might be too late to change lenders. Our realtor recommended Cleo, and we’re thankful for the prompt assistance despite the short notice. Cleo and his team at...
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Reply from Cleo Garza at CrossCountry Mortgage
April 3rd, 2026 01:49 PM
Thank you for putting your trust in us! It was our pleasure to assist you throughout the process.
The diligent work from Cleo, made the difference very helpfully and kind among other factors
Reply from Cleo Garza at CrossCountry Mortgage
April 3rd, 2026 01:49 PM
Thank you for putting your trust in us! It was our pleasure to assist you throughout the process.
Cleo does a great job from start to finish!
I would not have chosen any other place for my business endeavors. Cleo prioritized my family as his top concern, comprehending our needs and requirements thoroughly. The administrative shuffle inherent in the home buying process felt remarkably...
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Reply from Cleo Garza at CrossCountry Mortgage
April 3rd, 2026 01:49 PM
Thank you for your positive feedback. We’re happy to hear that you had a great experience with us.
The loan process was, fast & responsive to our requirement,
Reply from Cleo Garza at CrossCountry Mortgage
April 3rd, 2026 01:49 PM
Thank you for putting your trust in us! It was our pleasure to assist you throughout the process.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Shavano Park, TX. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #218858 | Branch NMLS #2822335
Products & Services
Mortgage Loan Officer
Conventional Home Loan
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Year Started
2007
Time Zone
Pacific Standard Time (PST)
Licenses
- 218858
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095