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Clay Payne - Highlands Residential Mortgage, Ltd. in Allen, TX

Clay Payne

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Highlands Residential Mortgage, Ltd.

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Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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Business Hours
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8:30 AM to 5 PM
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
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Reviews from Web
  • Encompass
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    The B G B
    Knoxville, TN
    Posted on May 9th, 2025 12:23 PM
    Dedicated to customer service!
    Reply from Clay Payne
    May 12th, 2025 12:27 PM
    I appreciate your kind words and recognition of my dedication to customer service. It was a pleasure assisting you through the process. If there's anything more I can do for you, please feel free to reach out.
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    K
    Kellie K
    Knoxville, TN
    Posted on May 8th, 2025 12:24 PM
    Clay was professional, knowledgeable , and just overall extremely helpful from start to finish. He made the experience smooth and enjoyable.
    Reply from Clay Payne
    May 11th, 2025 12:28 PM
    I'm thrilled to hear that your experience was smooth and enjoyable. It was a pleasure assisting you, and I appreciate your kind words about my professionalism and knowledge. Thank you for your feedback!
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    Laura B
    Heiskell, TN
    Posted on December 10th, 2024 02:30 PM
    Great communication every step of the way!
    Reply from Clay Payne
    December 13th, 2024 02:31 PM
    I'm thrilled to hear you had a positive experience with our communication process, Laura. Your feedback is greatly appreciated. It was a pleasure working with you and I'm here if you need anything in the future. Thank you for choosing Highlands...
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    Michael D H
    Heiskell, TN
    Posted on December 9th, 2024 01:02 PM
    Commutation And knowledge clay was a pleasure to work with.
    Reply from Clay Payne
    December 12th, 2024 01:05 PM
    I'm thrilled to hear you had such a positive experience, Michael! It was truly a pleasure working with you as well. I strive to make the process informative and streamlined for everyone I work with. Your feedback is greatly appreciated and...
    read more
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    Kristen B H
    Heiskell, TN
    Posted on December 6th, 2024 11:15 AM
    The whole process was absolutely amazing. We were so blessed to have found Clay at Highland Mortgage. From Start to finish I couldn't be happier. If you are looking for a company that is very professional and so easy to work with call Highland...
    read more
    Reply from Clay Payne
    December 9th, 2024 11:17 AM
    Thank you so much for your glowing review, Kristen! I'm thrilled to hear about your positive experience with Highlands Residential Mortgage, Ltd. It was a pleasure to assist you throughout the process, and I'm delighted to know you found my...
    read more
  • Encompass
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    The B G
    Knoxville, TN
    Posted on June 13th, 2024 12:01 PM
    The determination to find a way to make it happen against unforeseen circumstances. Clay works hard for get his clients.
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    Garry P
    Rocky Top, TN
    Posted on April 27th, 2024 10:44 PM
    Clay was great, even came to closing. My clients loved him
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    Eric S
    White Pine, TN
    Posted on March 30th, 2024 12:03 PM
    Not knowing what's going on with all the documents that is needed..
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    Mark R G
    Powell, TN
    Posted on March 20th, 2024 11:06 AM
    ClayPaine did,took time with us
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    Laura B
    Powell, TN
    Posted on January 17th, 2024 01:19 PM
    Clay at Highlands did a great job of keeping us posted every step of the way.
  • 11–20 of 20
    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do. We have the vision to be the world’s most respected mortgage brand. To accomplish this, we have created a culture that supports our team members, so they can deliver unmatched service and products to our customers and industry partners, while fulfilling the American Dream of homeownership.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
    Conventional Loans
    View All
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    Time Zone

    Central Standard Time (CST)
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.